Carla Fried

Carla translates business and personal finance concepts into engaging content that helps individuals make more confident choices in how they manage their money. Her work appears in The New York Times, Money Magazine, Barron's and Consumer Reports.


Articles by Carla Fried

Health Savings Accounts

How to Divide an HSA During a Divorce

In the event you and a spouse decide to divorce, a sizable HSA account balance becomes an important part of the negotiation for how best to divide your assets.

Here are a few things to consider when deciding how to divide an HSA in a divorce:

3 min read

Personal Finance

How to Portion Your Paycheck for Financial Wellness

When you start earning a steady paycheck the best favor you can do for your future self is to develop a habit right now at the starting gate where you commit to diverting a portion of each paycheck to saving and investing.

3 min read

Investing

Strategies for Investing Your HSA

If you’re interested in using your HSA to fund future health care costs, investing your money in stocks and bonds will likely produce bigger returns for you decades from now. Sure, with stocks there will definitely be periods when your account value will decline. But if you don’t intend to use the money for at least 10 years, investing it in stocks and bonds will likely produce higher returns than keeping it in a low-yielding cash bank account or money market mutual fund.

4 min read

Personal Finance

Common Health Care Expenses: The Cost of Braces

Dental braces are a bit like a home renovation project, but for your teeth. For some, it addresses a structural issue, such as misaligned jaws or teeth. For others, it’s a cosmetic touch-up to make your smile shine even brighter. And it’s not just for teenagers, according to the American Association of Orthodontists, one in three clients these days is over the age of 18.

3 min read

Taxes

Tax Forms 101: What Forms Do I Need to Submit My Tax Return

Filing your tax return is a rite of passage that can seem daunting given all the rules and regulations. Deep breath. Using tax-prep software is a budget-friendly way to streamline the tax filing process that handles all the hard work, such as guiding you on all the forms you need to submit.

3 min read

Taxes

How to File Your Quarterly Taxes as a Freelancer

When you work as a freelancer, your clients pay you an agreed upon fee for your work and explicitly do not withhold any tax payments you owe on that income. The job of staying up-to-date with your federal tax payments is entirely dependent on you when you are a freelancer.

4 min read