Lauren Hargrave is a writer from San Francisco who focuses on technology, finance and wellness. She follows comedians like most people follow bands and believes an outdoor sweat session can cure almost any bad mood. She’s also been writing her first novel for so long, her mom doesn’t ask about it anymore.
Articles by Lauren Hargrave
Flexible Spending Account (FSA) Rules
Flexible Spending Account rules aren’t complicated. But you’ll need to follow them to avoid incurring penalties or losing your contributions. Be sure you know each of the rules for Healthcare FSAs, Limited Purpose FSAs, and Dependent Care FSAs. Read to learn more about maximum contribution amounts and what purchases and services qualify.
8 min read •
Is an FSA Worth it? Benefits of a Flexible Spending Account
Wondering “Is an FSA worth it?” Regardless of whether you choose a Healthcare FSA, Limited Purpose FSA, or Dependent Care FSA, their pre-tax nature can result in many financial benefits. Discover the tax benefits of FSAs and the medical, dental, vision, or care services they cover. Then decide which FSA is best for you and your family’s needs.
9 min read •
What is a High Deductible Health Plan (HDHP)?
What is a High Deductible Health Plan? It’s a health insurance plan defined by lower premiums and a higher deductible. But don't let "higher deductible" scare you off. An HDHP could make sense for you because they provide an affordable way to get the coverage you need without paying more for extras you may not need. The plans also include preventative care and offer savings opportunities when paired with an HSA.
8 min read •
HSA vs FSA: How to Choose Between an HSA and Healthcare FSA
A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.
13 min read •
What is an FSA? 3 Types For Your Unique Needs
You're wondering “What is an FSA?” There are three primary types, and each has a different contribution limit and eligible expenses. Learn whether a Healthcare FSA, Limited Purpose FSA, or Dependent Care FSA - or all of them, are right for you. Then learn how to begin reducing your taxable income, and using pre-tax FSA contributions for out-of-pocket expenses that could save you thousands a year.
9 min read •
HSA Eligibility Requirements: Discover if You’re Eligible
Want to take advantage of the short-term, long-term, and retirement savings opportunities offered by a Health Savings Account? First, you need to ensure you’re eligible to open an account. Discover the HSA eligibility requirements. Including who can open an account, how much you can contribute, what are HSA-eligible expenses, and more.
7 min read •