Lauren Hargrave

Lauren Hargrave is a writer from San Francisco who focuses on technology, finance and wellness. She follows comedians like most people follow bands and believes an outdoor sweat session can cure almost any bad mood. She’s also been writing her first novel for so long, her mom doesn’t ask about it anymore.


Articles by Lauren Hargrave

Benefits

What is an HSA? Qualifications, Contributions, Uses, and More

Are you wondering: “What is an HSA?” Discover the basics of health savings accounts. The qualifications for opening and contributing; how the account works after opening; how much you can contribute annually; how to use your account for qualified medical expenses; and what happens to your account if you switch employers.

7 min read

Benefits

What Happens to My HSA When I Die? Choosing A Beneficiary

You may be asking “What happens to my HSA when I die?” The rules governing your HSA depend on your chosen beneficiary. This is why including your HSA in the estate planning process is essential. You have four beneficiary designation options and you should choose wisely because each choice has a unique tax obligation. Learn how to choose a beneficiary and how-to designate your choice within your Lively account.

6 min read

Benefits

What is the Difference Between an HSA and FSA?

While the HSA and FSA are both tax-advantaged accounts that can be contributed to by employers and employees, they are more different than they are similar. Discover the difference between an HSA and FSA: how you qualify, the differences in account ownership and qualification, portability - and lack thereof, varying functionality, distinct contribution limits, and how rollovers work.

9 min read

Benefits

Common Flexible Spending Account (FSA) Eligible Items

Are you under the impression that it’s difficult to find FSA eligible items? With thousands of products and services to choose from, and three FSA account types, you’ll find FSA eligible items among products and services you commonly use. Discover common FSA eligible items that work with your Healthcare FSA, Dependent Care FSA, and Limited-Purpose FSA.

10 min read

FSA

How Does a Dependent Care FSA (DCFSA) Work?

There’s no way around it, being a caretaker, whether it’s to a child (or multiple children) or an adult who can’t take care of themselves, requires balance in terms of time and finances. Especially if you also work. You can buy time by hiring a caretaker, but sometimes the cost of that outside help can be a barrier to working for some adults. If your employer (or your spouse’s employer) offers a Dependent Care FSA (DCFSA), this could help you save money on dependent care services. Let’s take a look at how a DCFSA works.

6 min read

FSA

Does My Flexible Spending Account (FSA) Rollover?

Deciding how much to contribute to your Flexible Spending Account (FSA) at the beginning of your plan year can feel like it’s half fortune telling and half science. The good news is that two policies: the FSA Rollover and the FSA Grace Period can help alleviate the stress of choosing the exact correct amount to contribute to your FSA each year.

6 min read