Vicky Warren

Vicky Warren, once a nurse, now a freelance healthcare writer and social media coach.

Articles by Vicky Warren


HSAs and Retirement: What You Need to Know

Health Saving Accounts (HSA) benefits change as you get older, specifically once you hit 55 and again at age 65.

Let’s discuss investment options to grow your account and what to expect at age 55 and 65 regarding your HSA.

3 min read


Understanding Retirement Savings Accounts

No matter where you go, you’ll hear about retirement savings. Depending on where you are on the path, retirement may seem like far away. It’s important to pre-plan to make your golden years the best they can be!

7 min read

Health Savings Accounts

The New HSA Owners Guide

For 2020, individuals can contribute up to $3,550, and families can contribute up to $7,100. For 2019, max contributions for individuals were $3,500, and for families, they were $7,000. If you’re 55+, you can make additional catch-up contributions of $1,000.

3 min read


How much money do I actually need to retire?

Retirement planning is not a one size fits all deal. Fortunately, there are several rules of thumb to consider when planning a retirement budget.

A couple of examples include the “Multiply by 25 Rule” and the “80 Percent Rule”.

To use the Multiply by 25 rule, determine how much money you want each year during retirement and multiply it by 25. If you want $40,000 to spend each year, you’ll need $1 million in your retirement portfolio.

3 min read


Health Insurance for Small Business Owners

When looking for a new position, job seekers usually scan the position title, qualifications, job requirements, and then check the listing for health insurance.

With the ever-rising cost of healthcare, savvy job seekers need health insurance; it’s just too risky to NOT have it. The good news for small businesses is that there are many ways to offer this benefit.

4 min read

Health Insurance

The Average Cost of Healthcare for Small Business Owners

Ask people what they want from a job and most will mention healthcare coverage. In fact, almost 40 percent of Americans consider it the most important benefit an employer offers. Our health affects every aspect of our lives, so it’s not a surprise that people consider an employer’s healthcare plan when considering their job options.

4 min read