Millennials were especially eager to adopt high deductible health plans, nearly doubling their HDHP participation from 2017. Why? Millennials are experts at sniffing out value, likely why they are selecting HDHPs as fast as they are taking food images.
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No matter if you are actively reviewing your health insurance plan options during open enrollment or just getting a refresher in your health insurance knowledge, we have the comparison you need. We will review HMOs and HDHPs below.
Even this early in open enrollment, some clear trends are surfacing. HDHPs are on the rise. More and more employers are offerings these health plans. What is causing this shift and why are companies embracing high deductible health plans? We will cover both the value and rationale for the movement to HDHPs.
Health insurance terminology is annoyingly complex. It makes choosing the right plan, even harder. We will review two of the most common health insurance options, an HDHP and a PPO to show you their similarities and differences. We will also see if an HDHP can be classified as a PPO.
High deductible health plan offerings are expected to explode this year. More than 9 in 10 employers expect to offer high-deductible plans in 2019. HDHP growth has been fueled by rising healthcare costs. They also help employers reduce their financial healthcare liability. Understanding the impact of HDHPs on the market and your wallet will help you...
If you’ve decided that when it comes to your healthcare, choice in doctor and hospital is important, then you’ve probably also decided against an HMO. Congratulations! You’ve narrowed your possible plans down by one category. Now to decipher the others.