78 results for "Health Insurance"BLOG
When Should I Consider Changing My Health Plan?
By: Vicky Warren
Did you know that many employer-based and marketplace health plans automatically re-enroll you each year for the health plan you currently have? While this is a good way to keep coverage, there are a few reasons to check-in annually to be sure you have the best plan for you and your family.
Family Health Coverage is the Costliest Employer Benefit (for the Employee)
By: Lauren Hargrave
Of all the benefits employers are adding—from student loan repayment to paternity leave—the most expensive for the employee remains health insurance. Specifically, family health insurance coverage. As health insurance costs have risen astronomically over the years, employers have looked for ways to rein in spending and a common source of savings has been shifting more…
Is an HSA a type of health insurance?
Short answer – No, an HSA is NOT health insurance. Health insurance is provided by an insurance company for which you pay monthly premiums. When you have day-to-day medical expenses, or if something unexpected happens and you need to visit the doctor or hospital, they help you pay your health care costs.
Why Healthcare Savings Matters
Being an adult is expensive. It can be difficult enough to cover rent, utilities, transportation and groceries. When you add in the cost of healthcare, balancing your budget may feel almost impossible. You may have a handle on health insurance premiums and co-payments, but deductibles and out-of-network expenses make it tough to predict what you…
Health insurance considerations to plan for when adopting a child
By: Callie McGill
Thousands of parents open their homes to children in need each year through national and international adoption programs. Following a successful adoption, adoptive parents completely take over care from the state or adoption agency. Notably, that includes the provision of healthcare through insurance. Individuals and couples seeking to adopt should consider what healthcare options are…
Healthcare Options for Seniors
By: Vicky Warren
In 2017, a U.S. couple planning to retire at age 65, could expect to spend at least $280,000 for healthcare costs, according to a study by the Employee Benefit Research Institute (ERBI). That $280,000 includes premiums for Medicare Part B (physician coverage) and Part D (prescription drug coverage). However, many costs associated with aging, like…