If you’re interested in using your HSA to fund future health care costs, investing your money in stocks and bonds will likely produce bigger returns for you decades from now. Sure, with stocks there will definitely be periods when your account value will decline. But if you don’t intend to use the money for at least 10 years, investing it in stocks and bonds will likely produce higher returns than keeping it in a low-yielding cash bank account or money market mutual fund.

If you have a Health Savings Account (HSA) you are in charge of deciding where to store your money. You can keep the money in a bank savings account or you can choose to put your HSA money in an investment account.

The main difference between the two types of accounts comes down to risk. Bank savings accounts are safer than the money you keep in an investment account.

Have you ever wanted a way to grow your wealth without having to save more money? There is a way to grow your hard-earned money, it’s called compound interest. If you use it correctly, it can expand your retirement savings significantly.

There is no “use it or lose it” policy with money in your Health Savings Account (HSA) like there is with a flexible spending account (FSA). You get to call the shots when you want to use the money to pay for qualified medical expenses.

Investing does not have to be stressful or complicated. The key is to understand the biggest risks to your success so you can then hatch a plan that will help you steer clear of those potholes.

When you have a high-deductible health plan, out-of-pocket expenses are the norm. It's tough to predict when you will receive a bill and estimating the cost may feel impossible. Luckily, you may qualify for a health savings account, or HSA, to cut back on expenses.