19 results for "personal finance"

personal finance

Common Personal Finance Advice that Fails

When it comes to making the most of your money, not all advice is good advice. Steer clear of these personal finance traps to increase your long-term security. Listening to what lenders say you can borrow. Nothing against a mortgage lender or car loan pro, but they don’t have your best interests at heart. All...

personal finance

Savings Advice for College Students

One of the most valuable lessons every college student can learn is how to stretch their dollars as far as possible. Oddly, most schools don’t offer up any classes on this. Here’s a quick crash course in smart ways college students can spend less and save more. Be Book Smart. Buying used text books rather...

personal finance

Employer Benefits that Increase Your Wealth

In addition to your base salary, your employer shells out plenty more for a variety of benefits. The cost of providing benefits such as paid vacation, health insurance, and a retirement savings plan adds up to another 30% of pay for private-sector workers, on average. The value to you can be even greater. Some key...

personal finance

How to Monitor your Financial Health

Having a good sense of your financial health requires pulling together a bunch of different data points to see your overall big picture. There’s the money you’ve got: money you’ve saved in bank accounts and the money you’ve invested for retirement or other long-term goals and if you are a homeowner, your equity. On the...

personal finance

4 Ways to Save More Money

For many of us, saving money requires a bit of grit. It often isn’t easy to commit to saving for a future goal when the dollar you save could have been spent today. We’re not typically hardwired to appreciate delayed gratification. These four strategies can help you save more. Make it automatic. Grab every chance...

personal finance

How to Automate Your Finances

You can have the best of financial intentions, but as you likely know from personal experience, life often makes it hard to follow through on your well-intentioned financial goals. That’s not a weakness of failing. It’s basically just a cost of being human. The academic field of behavioral finance has documented a laundry list of...