Tag: retirement

retirement mistakes

Retirement Mistakes To Avoid

The vision of a prosperous retirement is often filled with beaches and sunshine, not dwindling funds or overdrawn accounts. Making sure you save for retirement is an important step. Not falling for common retirement mistakes will get you ready for a life of leisure.

“Retirement Mistakes To Avoid”

401k vs HSA

401(k) vs. HSA

The 401(k) is the gold standard of retirement savings with dedicated funds to save tax-free money. Tax-free growth only sweetens the deal. Likely why 32% of all Americans have a 401(k). What if there was another tax-saving vehicle that could be used just like a 401(k), but had an extra tax advantage and was for health cost as well? The HSA might be the only 2 for 1 deal offered for healthcare and retirement savings.

“401(k) vs. HSA”

long-term HSA value

What is the Long-Term Value of an HSA?

Health costs are rising. Over time, these costs experience compound growth. How can you save for today to combat that cost growth? A Health Savings Account. An HSA is the only dedicated health account that can help you save or invest money for the long-term. In fact, the long-term value of an HSA is not just limited to dedicated health savings, it is actually another IRA hiding in plain sight. Let us show you how to take advantage of your HSA benefits.

“What is the Long-Term Value of an HSA?”

stealth ira

The Stealth IRA

The value of a 401k and an IRA cannot be understated. However, there is a clearly a limit on their tax advantages based on the annual contribution limits. On top of that, you are penalized if you want to use any of these funds before retirement.

“The Stealth IRA”

Tax-free retirement income

100% Tax-Free Retirement Income 

Saving for retirement is hard enough. Having those hard-earned funds taxed in retirement can feel emotionally frustrating and financially exhausting. No matter how much money you have saved for retirement, the further that money can go, the better. Here is how to use two retirement tax vehicles to save the most money today, and have 100% tax-free retirement income.