Health Savings Account

Lively's Health Savings Account is enabling individuals to optimize their healthcare spending, maximize their savings, and better their livelihood. Invest in your health!

Lively is changing the game for Health Savings Accounts

With a Lively Health Savings Account, you can save on today's healthcare costs while planning for the costs of tomorrow.

  • Free for individuals

    Our basic HSA is free for individuals – no monthly fees, no minimums, no nonsense. We think you should be able to save for free.

  • Easier to manage

    Lively's intuitive dashboard makes your HSA account simpler to manage and use.

  • Go paperless

    Don't waste time filling out paperwork for administrative tasks. We do everything online.

  • FDIC-insured, interest bearing accounts.

    We know how important this money is so it's sitting in an FDIC-insured account that earns interest. The more you save, the more you earn!

Note: interest rates vary based on tiers of daily balances and are paid on the entire balance.Tier 1: 0.05% (APY of 0.05%)
for daily balances less than or equal to $2,499.99. Tier 2: 0.15% (APY of 0.15%) for daily balances of $2,500.00 or more,
but less than or equal to $4,999.99. Tier 3: 0.30% (APY of 0.30%) for daily balances of $5,000.00 or more, but less than
or equal to $14,999.99. Tier 4: 0.55% (APY of 0.55%) for daily balances of $15,000.00 or more. The interest rates and annual
percentage yields may change at any time. Interest will be compounded monthly and credited into your account monthly.

There's a better way to manage your HSA.

Lively's beautifully designed software offers a simple and intuitive user experience to help you get the most out of your HSA

  • Your HSA account, simplified

    Lively's intuitive dashboard makes HSA accounts simpler to manage.

  • Upload and categorize receipts

    Seamlessly add receipts and categorize your expenses.

  • Use your Lively debit card

    Receive a Lively MasterCard for qualified medical expenses.

  • HSA education and resources

    Learn about HSA basics, FAQ's, eligible expenses and benefits.

How Lively works with your HDHP

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High Deductible Health Plan

(HDHP)
  • Make tax deductible contributions to your Lively account, similarly to a retirement account

  • Use your accumulated HSA funds to help contribute toward your yearly HDHP deductible

  • Lively funds can be spent toward a wide range of qualifying medical expenses, in addition to doctor and hospital visits

  • Unspent funds are rolled over year to year, building a nest egg for your future medical expenses and retirement

  • Your HDHP protects you from large or unexpected medical expenses

  • Once your yearly deductible amount is reached, coverage kicks in similarly to typical health plans

  • A high Deductible Health Plan is required to start using Lively, or you can rollover from a previous HSA

  • Have more questions?Check out our Learning Center

High Deductible Health Plan

(HDHP)
  • Your HDHP protects you from large or unexpected medical expenses

  • Once your yearly deductible amount is reached, coverage kicks in similarly to typical health plans

  • A high Deductible Health Plan is required to start using Lively, or you can rollover from a previous HSA

  • Have more questions?Check out our Learning Center