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Lively the #1 User Rated Modern Health Savings Account HSA

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Lively helps people prepare for tomorrow by making smart decisions about finances and healthcare today.

The Modern Health Savings Account Provider

for-Individuals

Lively HSAs are free for individuals and families, so you never have to worry about hidden costs.

No hidden fees

Put your money to work with peace of mind: Lively HSAs are FDIC-insured* and use bank-grade security. 

Secure contributions and effortless transfers

Whether you’re saving, spending, or investing, we’re here when you need us.

Support when you need it

Make the most of your healthcare savings while working towards your financial goals.

Individuals

for-Employers

Efficiently review and manage all administrative tasks online in one intuitive dashboard view. 

Streamlined administration 

Your dedicated onboarding specialist will help customize your setup and readily provide support, even after open enrollment. 

Dedicated onboarding support

Lively offers contribution and enrollment management solutions that meet your needs.

Flexible program design

Build a better benefits package — without adding admin hours. 

Employers

for-brokers

We combine decades of experience and modern technology to help you deliver better client outcomes.

Innovation by industry veterans

Paperless onboarding and an intuitive dashboard ensure an effortless experience.

Streamlined HSA administration 

Your clients are paired with a dedicated point of contact for everything from onboarding to offboarding — regardless of company size.

Unparalleled support

Minimize employer workload and maximize employee benefits.

Brokers

for-Partners

Rely on Lively to deliver the top user-rated HSA experience, so you can focus on what you do best. 

Third-Party Administrators

Lively HSAs augment your plans and enable employees to use their healthcare benefits thoughtfully. 


Health Plans

Lively’s proprietary technology ensures your clients can sync contributions seamlessly and securely through your platform. 

Benefit Administration Platforms

Drive more value to your clients and expand business offerings.

Partners

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Cash balances are FDIC insured & interest-bearing*

Access to industry leading investment capabilities

Transparent pricing. Zero hidden fees.

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Save more for the expected and unexpected. Build a healthcare safety net with a Lively HSA.

Lively account owners have saved over $8,922,463 in fees.

"Thank you for making something that is often unnecessarily complicated as simple as it should be. You’ve made a huge difference."

Lively Account Owner

“We've loved using Lively. Communication with the Lively team is fantastic – they really care about our company and the services they provide.” 

Caylin Henderson • HR Coordinator

"Lively is designed to be extremely easy to use. Combine that with no unnecessary fees and Lively is a no-brainer choice for an HSA."

"Lively's HSA solution is a breath of fresh air. We got up and running in minutes and now we look like heroes to our employees."

Dustin Muhn • Principal

"Lively is so easy to use! I’m very pleased with how Lively’s account and app work compared to our previous old-school HSA provider.”

“Great service with an intuitive and easy to maneuver website. Lively’s quick and knowledgeable responses are what sold me.”

What people are saying

100% free health savings accounts for individual and families. Our modern HSA platform helps you maximize your health care savings! Sign up with us today.

Best Health Savings Account (HSA) Provider

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The Modern Health Savings Account

<em>Meet Lively.</em> Whether you are taking care of yourself today or planning ahead for tomorrow, Lively's top-rated health savings account is here to help your healthcare dollars go further.

Strep throat courtesy of your coworker

Antibiotics courtesy of Lively HSA

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## Choose an administrator that offers you the best in health savings

For employers and benefits administrators, Lively enables your employees with HSA-eligible plans to maximize their healthcare savings and minimizes your administrative burden. With a Lively HSA you can: 

- Give your employees access to a top-ranked HSA with industry-leading features
- Empower your employees to take control of their health and finances with tax-advantaged savings, first-dollar investment options, and ongoing HSA and financial wellness education
- Easily manage HSA enrollments, contributions, and reporting with our agile, proprietary technology that easily integrates with your current technology stack
- Rely on our customer-centric support, with a net promoter score of 73, nearly twice the industry average
- Enjoy peace of mind with our advanced security features 

Choose a Company That Offers You The Best in Health Savings

Lively helps your healthcare dollars go further. For individuals and families with HSA-eligible health plans, a Lively HSA enables you to:
- Open an account to set aside money on a pre-tax basis to pay for qualified medical expenses
- Take advantage of triple tax savings: pre-tax or tax-deductible contributions, tax-free interest and investment earnings, and tax-free distributions when used for qualified medical expenses
- Invest your account balance easily from day one
- Prepare for retirement — withdraw money from your HSA for non-medical expenses penalty free after age 65
- Save for the long term — HSA funds never expire and rollover year over year
