Health Insurance Plans Comparison Tool

which plan is right for you

Wondering how to compare health insurance plans?
Our calculator can help you decide which plan is right for you.

This health plan comparison calculator lets you project your estimated healthcare costs for two different plans. We will help you pick the plan that is most economical for you and works better with your expected health usage.

How it works:

To use this calculator, you’ll enter the plan expenses, medical service copays and coinsurance of two different plans.

You should have your plan details available for both plans, and you’ll need to know the following:

  • Monthly premium
  • Annual deductible
  • Out-of-pocket maximum

Things to consider as you use the calculator:

  • Plan ahead for future medical expenses
  • Pick a plan with low monthly premiums, then use the money you save to fund your HSA
  • Pay attention to out-of-pocket maximums; be sure your HSA is funded accordingly
  • Consider the copays and coinsurance costs for prospective health insurance plans

How an HSA and the right health insurance plan can save you money:

Information about how a health savings account can be matched with a high-deductible health plan to save money for you and your family.

  • Monthly insurance premiums
  • Out-of-pocket maximum amounts
  • Annual health insurance deductibles
  • Your anticipated medical expenses
  • Family members and other dependents

This health insurance plan comparison calculator is designed to be informational and educational only. It does not constitute medical, financial, or tax advice. We cannot and do not guarantee the applicability of accuracy of the calculator in regard to your individual or family circumstances. Your out-of-pocket healthcare costs may vary based on the expenses you incur and your coverage details. HSAs are not subject to federal income tax when used for qualified medical expenses. Most states provide for these tax savings as well, but not all. Be sure to check with your tax professional to determine what your tax impact may be at the state level.