HSA Fees

No fees to access investments

Lively doesn't charge any fees to access investment capabilities.

Track HSA Spending

No minimum balance required

It’s up to you to decide how much of your HSA funds to invest.

Manage your account

Manage entirely online

We’ve made it a snap to manage your invested HSA funds by providing all the tools you need online.

No fees to access investment capabilities

We believe in simple and transparent pricing so we offer free access to investment capabilities. Lively has no minimum balance required to start investing so you can invest from day 1!

Please note – trading and other fees may apply. Full details of TD Ameritrade fees can be found here.

Set automatic recurring transfers

Make investing your HSA funds easier by setting automatic recurring transfers to your brokerage account. Transfers can be set to automatically occur on a monthly or quarterly basis. Invest in your health once, and Lively will keep it going without any extra effort.

Maximize your health savings from your Lively dashboard

Our integrated experience eliminates the need for a separate login when trying to access investments. You can fully access your investment account directly from your dashboard.


Simple to invest

With Lively, it’s simple to invest your HSA funds, plus you can leverage a variety of investment options, including individual stocks, bonds, CDs, ETFs, and more than 13,000 mutual funds. Even better, you now have access to $0 commissions for online stock, ETF and option trades at TD Ameritrade.

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Before investing in a mutual fund or ETF, carefully consider the fund's investment objectives, risks, charges and expenses. For a prospectus containing this and other important information, contact the fund or contact a TD Ameritrade Client Services representative.

There's no fee to access investments. Other TD Ameritrade fees may apply. Please read the prospectus carefully before investing.

View TD Ameritrade fee schedule Read full TD Ameritrade disclosures

Ready to get started?

See Why Lively is the #1 Rated HSA Provider