Maximize Individual Healthcare Savings Like a Pro

Lively’s free HSA lets you maximize healthcare savings today for a better tomorrow.


Easily contribute to your free health savings account


We'll set up recurring or one-time contributions for you - no paperwork needed.


We make it easy to transfer HSAs from other providers to Lively with fee-free transfers, paperless rollovers and trustee-to-trustee transfers.



Make your money work harder

Take advantage of tax-free investing to build your savings. With Schwab Health Savings Brokerage Account from Charles Schwab and HSA Guided Portfolio from Devenir, you have access to two industry-leading investment solutions that align with your personal strategy and financial goals.

  • Control when and how to invest with different investment access options

  • Fund with one-time, sweep, or recurring transfers

  • Monitor from the convenience of your Lively dashboard

Lively HSA Investments Dashboard
App screenshot showing the reimbursement process for HSAs

Spend, track, and get reimbursed effortlessly

We provide easy access to the tools you need to use your HSA funds on eligible expenses and track your expenditures.

Pay for medical expenses with your debit card

Use it at your doctor’s office, pharmacy, or other qualified providers. Add it to your mobile wallet so you always have access to your funds.

For purchases not made on the Lively HSA debit card, you can add expenses to be reimbursed now or later.

Categorize receipts and review your spending summary in real-time.

See what you have paid and what remains for your health plan deductible and out-of-pocket costs, right in your dashboard.

Get quick access to tools & support


No matter how you want to start a conversation, we’re here to help you via phone, email, or chat.

We’ve created a suite of resources to help you understand and take full advantage of your HSA. Our calculators provide guidance on how much to contribute each year and how your savings will grow over time.

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Set up the top-rated HSA

Open the top-rated health savings account

We'll guide you through how to set up your account and start saving on healthcare today.

table comparing yearly hsa costs for lively vs. other companies

Easy-to-use accounts so you can start saving now

If you have an eligible, high-deductible health plan, you can open an HSA today. Getting started with Lively is easy:


Open your free account

Get started and check eligibility online - no paperwork required!


Set up your account

Lively is here to walk you through each step - from contributions, rollovers, and transfers.

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Enjoy your healthcare savings

Save, spend, or invest your triple tax-advantaged HSA.

Manage your HSA Funds easily and confidently

Manage your HSA Funds easily and confidently

Lively makes accessing your HSA easier than ever. From your Lively online dashboard and mobile app you can:

  • Track your contributions, spending, and investing from one simple dashboard

  • Choose when and how to invest your HSA funds

  • Boost your retirement savings — HSA funds never expire and after age 65 can be used penalty-free on non-medical expenses