No annoying monthly fees just to have an HSA.

  • Free for individuals & families
  • FDIC insured, interest bearing
  • Free to access investments (optional)

* FDIC insured through our bank partner, Choice Financial, for so long as funds remain with Choice Financial.



Per employee per month

Streamline HSA administration for less.

  • Centrally manage contributions
  • Automatically sync with payroll
  • Offer employees investment options

HSA Fees

We believe in transparency and offer affordable pricing. Here is our fee schedule.

HSA Interest Rates

Interest is paid on cash balances within your Lively HSA. The annual percentage yield (APY) can be found here.

  • Monthly Maintenance


  • Account Opening Fee


  • Account Closing Fee


  • Funds Transfer (Out/In) Fee


  • Debit Cards (Up to 3)


  • Excess Contribution Fee


  • Point of Sale Fee



Free for individuals & families. $2.95 per month per employee for employers. No fees to add investments.


All HSA accounts are FDIC insured and receive access to stellar customer service.


Our user-friendly software allows you to streamline how you invest in your health.

Invest Your HSA Funds

Invest your Lively HSA Funds with a TD Ameritrade Self-Directed Brokerage Account

Ready to get started?

Sign up for your Lively HSA in just a few minutes.