Estimate how much a Lively HSA could save you on taxes and premiums.

The amount of income you earn the year you open your HSA. We use this to estimate your average tax rate and project the tax savings from your HSA contributions.

The amount you already have in your health savings account the first month after you open it.

The estimated total amount you expect to contribute to your HSA each year.

The estimated amount you'll pay each year from your HSA for qualified medical and healthcare costs.

The rate of return you expect to receive on unused funds which rollover from year to year in your HSA. This value is dependent on your plan to invest your HSA funds, and your risk tolerance will change based on market conditions.

The estimated amount of funds that you will have in your health savings account at your retirement age from making contributions and investing your funds.

The estimated amount you will save on Federal and State (if applicable) taxes by making contributions to your HSA. Learn more about tax savings.

The total contributions you will have made minus expenditures for qualified medical and healthcare costs by the year you may retire.

The estimated amount that your HSA contributions will grow based on your target rate of return and the estimated year you may retire.

You can save hundreds or even thousands of dollars on taxes each year by contributing to an HSA. Your contributions lower your taxable income, which reduces your annual tax bill. Use the Lively HSA savings calculator to see your personalized tax savings based on your income, coverage type, and contribution amount.

Yes, the calculator can estimate your HSA balance by retirement based on your contributions, employer deposits, and optional investment growth rate. Adjusting your retirement age lets you see how your balance could change over time.

Yes. Employer contributions count toward your total annual HSA limit and influence your estimated tax savings. Make sure to include them in your inputs for the most accurate calculation.