Lively’s 2021 HSA Spend Report

Understanding consumer healthcare spending trends

How HSA account holders spent their healthcare dollars in 2021

Lively’s fourth annual HSA Spend Report examines how Lively’s account holders used their HSAs in 2021, and what these spending habits can show us about national healthcare trends.

HSA spending habits

  • How HSA account holders use their HSA dollars, especially on routine expenses versus major emergencies such as hospital visits.

HSA consumer spending trends

  • How HSA account holder spending habits have changed year-over-year since 2019, and overall healthcare shopping trends, such as shopping at pharmacies versus online.

Perspective into US healthcare spending

  • How HSA spending compares to overall healthcare spending in the United States.

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