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Save for free

Lively HSAs have no monthly maintenance fees for self-employed individuals.

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Save more for your health

Contributions to an HSA are tax deductible. Pay less for health expenses when you use your HSA.

Build a health safety net, securely

Health safety net

Rollover your HSA funds from year to year. Unlike an FSA, there's no "use it or lose it" policy.

Free HSAs for the self employed

If you’re self-employed and paying out of pocket for health insurance, a Lively health savings account (HSA) helps lower your overall healthcare costs. We'll never charge you any fees to maintain a basic HSA.

Easily fund your Lively HSA

Simply link your personal bank to your Lively HSA and you can start making contributions to your account. At the end of the year, we'll send you a form that you can use to claim your contributions on your tax return as tax deductible.

Keep Track of Your Healthcare Expenses

We’ve streamlined the process of maintaining records of your healthcare expenses. You can easily electronically upload, store, and categorize your receipts so you can retrieve them later.

Get quick access to tools & support

You may not be an expert when it comes to all things HSAs, but don’t worry — we’ve got you covered.

We’ve created a suite of resources to understand and take full advantage of your HSA. Our team is readily available to help you over the phone, email, or chat.

Ready to get open your account?

Lively is the #1 user-rated HSA on the market. Open your hassle-free HSA and see the difference.