What Expenses are Eligible for Reimbursement From My HSA, FSA, or HRA?

Your Health Savings Account (HSA), Flexible Spending Account (FSA), and Health Reimbursement Arrangement (HRA) can be used to pay for thousands of eligible health and care items while saving you money. Search Lively’s comprehensive, up-to-date list to see what’s covered, as defined by the IRS, and make purchases.

If you have a Lifestyle Spending Account (LSA), a Medical Travel Account (MTA), or Commuter benefits through Lively, the eligible expenses may be customized by your employer. Log into your Lively account online to view the list of expenses for these benefits.

Want to know more about how these accounts work? Check out Lively’s guide to HSA, FSA, HRA, LSA, MTA, and Commuter.

amazon CTA whats eligible

  • HSA
  • Medical FSA
  • Limited Purpose FSA
  • Dependent Care FSA
  • HRA

*Some items are only eligible with a prescription (Rx) or letter of medical necessity (LMN).

Weight Loss Programs

Weight loss programs may be eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) with a Letter of Medical Necessity (LMN). A licensed healthcare provider determines medical necessity. They are not eligible for reimbursement with dependent care flexible spending accounts (DCFSA) and limited-purpose flexible spending accounts (LPFSA). Weight loss programs will only qualify if the program treats a specific disease diagnosed by a physician (such as obesity, diabetes, hypertension, or heart disease). If you’re thinking about trying a weight loss program, speak with a healthcare provider to help you decide on the type of program that’s best for you. The IRS rules surrounding LMNs are complex and limited to individual facts and circumstances. Please be sure to discuss all LMN expenses with your plan administrator first.

amazon CTA whats eligible

The above list of eligible items is maintained by HSA Store and FSA Store. Qualified medical expenses are defined by the IRS and may change at any time. You can reference IRS Publication 502 and IRS Publication 503 for the full list of expenses that are qualified, are not qualified, and may be qualified based on certain circumstances. As an Amazon Associate Lively earns from qualifying purchases. Your employer may determine which health and care expenses are eligible under your plan. Refer to your plan documents for more details. Consult your tax adviser if you have questions about qualified medical expenses.<=footnote>