The Modern Health Savings Account Provider

Lively helps people prepare for tomorrow by making smart decisions about finances and healthcare today.

A Modern HSA made for everyone





Make the most of your healthcare savings while working towards your financial goals.

  • No hidden fees iconNo hidden fees

    Lively HSAs are free for individuals and families, so you never have to worry about hidden costs.

  • Secure contributions and effortless transfers iconSecure contributions and effortless transfers

    Put your money to work with peace of mind: Lively HSAs are FDIC-insured* and use bank-grade security.

  • Support when you need it iconSupport when you need it

    Whether you’re saving, spending, or investing, we’re here when you need us.

Owner savings

Lively account owners have saved over 

Save more for the expected and unexpected. Build a healthcare safety net with a Lively HSA.



Transparent pricing. Zero hidden fees.





Per employee per month

  • Cash balances are insured & interest-bearing*

  • Industry-leading investment solutions

  • Access to knowledgeable and responsive support

The standard annual percentage yield (APY) for Lively HSA is based off of your cash balance, which is FDIC or NCUA insured through one of Lively's financial institution partners.

What people are saying

Choose a Company That Offers You The Best in Health Savings

Get The Most Out of Your Health Plan & Savings

Lively helps your healthcare dollars go further. For individuals and families with HSA-eligible health plans, a Lively HSA enables you to:

  • Open an account to set aside money on a pre-tax basis to pay for qualified medical expenses
  • Take advantage of triple tax savings: pre-tax or tax-deductible contributions, tax-free interest and investment earnings, and tax-free distributions when used for qualified medical expenses
  • Choose when and how you want to invest; first-dollar investing is always an option
  • Prepare for retirement — withdraw money from your HSA for non-medical expenses penalty free after age 65
  • Save for the long term — HSA funds never expire and rollover year over year
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Choose an administrator that offers you the best in health savings

For employers and benefits administrators, Lively enables your employees with HSA-eligible plans to maximize their healthcare savings and minimizes your administrative burden. With a Lively HSA you can:

  • Give your employees access to a top-ranked HSA with industry-leading features
  • Empower your employees to take control of their health and finances with tax-advantaged savings, personalized investment solutions, and ongoing HSA and financial wellness education
  • Easily manage HSA enrollments, contributions, and reporting with our agile, proprietary technology that easily integrates with your current technology stack
  • Rely on our customer-centric support, with a net promoter score of 73, nearly twice the industry average
  • Enjoy peace of mind with our advanced security features