This health insurance plan comparison calculator is designed to be informational and educational only. It does not constitute medical, financial, or tax advice. We cannot and do not guarantee the applicability of accuracy of the calculator in regard to your individual or family circumstances. Your out-of-pocket healthcare costs may vary based on the expenses you incur and your coverage details. HSAs are not subject to federal income tax when used for qualified medical expenses. Most states provide for these tax savings as well, but not all. Be sure to check with your tax professional to determine what your tax impact may be at the state level.