Best HSA and Flexible Benefits
The Easiest Solution for Flexible Employee Benefits

Simplify benefits administration, save time, and meet your employees’ needs with Lively’s suite of benefits. Our easy-to-use platform, innovative features, and unparalleled customer support are designed for you and your employees.

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Why Lively

Simplify your workload, support your employees

Say goodbye to burdensome benefits administration and disengaged employees. Lively raises the bar for flexible employee benefits with:

  • Exceptional support for employers and account holders, with customer satisfaction ratings that are more than 3 times higher than the industry average.

  • Simple-to-use, proprietary technology. Because our tech is ours, we can rapidly update our platforms and personalize employer experiences.

  • Robust education and resources that drive benefits adoption for employees and take the burden off employers.

/financial-institutions - why lively

Flexible benefits, made for bundling

Health Saving Accounts (HSA)

Offer a top-rated, tax-advantaged Health Savings Account designed with you in mind.

Flexible Spending Accounts (FSA)

Flexible options for health or dependent care costs backed by remarkable service and technology.

Lifestyle Spending Accounts (LSA)

Highly customizable reimbursement accounts for employees’ everyday lifestyle expenses.

Medical Travel Account (MTA)

Medical Travel Accounts to extend the reach of your employees' healthcare coverage.

Health Reimbursement Arrangements (HRA)

Health Reimbursement Arrangements that are simple to use and easy for employees to adopt.

COBRA & Direct Bill

Automated and compliant continuation of health coverage to save time and keep transitions simple.

Proven results you can trust

Proven results you can trust - 3x higher

3 times better

Customer satisfaction is more than 3 times higher than the industry average.*

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30 seconds or less

We don't keep you waiting. Over 95% of member calls are answered in less than 30 seconds.

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98% retention

You’re in good hands. Lively retains over 98% of the employers that choose Lively benefits.

*Based on Net Promoter Score (NPS). NPS is a widely used metric that measures customer satisfaction. Lively's NPS score is three times higher than the industry average of 16-34.

Customer stories

"

[Lively] has made the day to day operations after every payroll so much easier for me.

"

Mary Opich

Benefits Specialist, Francis Howell School District

Save time and serve employees better

Simple setup and integrations

Lively’s proprietary technology gives you the option to manage enrollment and contributions via the dashboard, secure files, or third-party integrations. Plus, we can get you up and running in weeks, not months.

Your dedicated Customer Success team guides administrators through every step of onboarding and are available and engaged throughout the year.

Our intuitive administrator dashboard, automated notifications, and curated reports make it easy to take care of day-to-day tasks. You can count on valuable insights about your benefits so you can make informed program decisions without losing sight of the big picture.

Lively’s simple online platform drives benefit adoption and makes it easy for employees to sign up, contribute, and withdraw funds.

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HR TEAMS LOVE LIVELY

Top rated on G2. Find out why.

Discover why employers give Lively five stars and read our reviews on G2.

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REPORT

80% of benefits leaders say offering competitive financial benefits is more important than a year ago.

Lively’s third annual Employee Benefits Pulse Check report identifies the key stressors on benefits leaders minds and what they need from their benefits providers in order to combat them in 2025, including: 

  • The rising cost of health insurance and employee financial stress.

  • The challenges of benefits education to drive employee adoption.

  • Why customer service and streamlined integration are key differentiators for benefits providers.

  • How benefits providers can enable key features and customer service to support benefits leaders and their team.

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Guide

Open Enrollment Survival Guide

employee fitness and wellness

Guide

The basics and benefits of offering a Lifestyle Spending Account

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Calculator

See how much you can save on payroll taxes by offering employees an HSA

FOR BUSINESS

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Frequently Asked Questions (FAQ)

What flexible employee benefits does Lively offer?

We offer HSAs, FSAs, HRAs, LSAs, Medical Travel Accounts, and COBRA and Direct Bill for continuation of benefits. We can help employers design the most impactful plan for your organization and budget so that you can deliver the support your employees need to be their most productive selves at work.

Exceptional customer service and proprietary technology built by industry veterans. Lively’s customer satisfaction ratings are more than 3 times higher than the industry average. Every employer has access to a dedicated Customer Success team and account holders can access knowledgeable and responsive support via phone, email, and chat.

Lively is designed to make benefits administration hassle-free. Highly rated by administrators, Lively streamlines onboarding and the tedious tasks of benefits administration. Our platform includes easy-to-understand dashboards, reporting, automated notifications, and simple integrations with your HR tech stack. In addition, we take the burden off HR and people departments by continuously engaging and educating employees about their benefits, leading to higher adoption for employees and reduced costs for you. See more benefits of our platform.

Lively’s simple platform makes it easy for your employees to set up and utilize their accounts. We provide dashboards and tools that make it easy for them to track account balances and maximize savings. If your employees need help, our responsive, dedicated, and knowledgeable support is just a phone call, email, or chat away, so that employees can easily get their questions answered. In fact, 93% of customer inquiries are solved in one interaction.

Lively has stringent measures in place to ensure funds and personal information stay safe. Lively is compliant with HIPAA, the Payment Card Industry Data Security Standard (PCI DSS Level 1) and SOC1 and SOC 2. Read more about our security and compliance measures.