Guides
Guides
Industry Reports
2024 Employee Benefit Pulse Check
Lively's third annual look at the priorities and challenges faced by benefits leaders and guidance for benefits selection in 2025.
Lively's 2024 Employee Benefits Market Check
What really matters when choosing employee benefits according to HR leaders and benefits decision makers.
Lively's 2024 HSA Snapshot
Lively’s annual look at HSA saving, spending, and investing and what it means for brokers, consultants, and benefits leaders.
Industry Reports
Insights and Tools
Open Enrollment Survival Guide
Simplify all phases of open enrollment with downloadable checklists, frequently asked questions, and step-by-step guidance for HR administrators.
8 Quick Ways to Measure HSA Success
Ask the right questions when evaluating your client’s HSA program or your current HSA provider.
6 Things to Look for in an HSA Provider
Quickly identify the top qualities to look for in an HSA provider to help your clients save time, save money, and maximize employee happiness.
5 Ways to Communicate the Value of an HDHP and HSA
Increase the rate of your employees' HSA adoption and drive cost savings for your business.
The Ultimate Employer Start Guide for Health and Wellness Accounts
How to offer HSAs, FSAs, HRAs, MTAs, LSAs and COBRA and how they work together to strengthen your benefits package.
Insights and Tools
Calculators
Payroll Tax Savings Calculator
See how much you can save on FICA taxes when you offer and contribute to your employees' HSA.
Guided HSA contribution calculator
Find your optimal contribution to your Health Savings Accounts
Calculators
Payroll Tax Savings Calculator
See how much you can save on FICA taxes when you offer and contribute to your employees' HSA.
Guided HSA contribution calculator
Find your optimal contribution to your Health Savings Accounts
Customer Stories
Precision Media
How Lively provided a retention and attraction advantage in the job market and helped an employer highly sensitive to costs.
Francis Howell School District
Discover the ease of onboarding and administration and quality of customer service for 2,000+ administrators and employees.
BMO Bank
How BMO offers a competitive, mission-aligned HSA that drives cross-sell and increases deposits by partnering with Lively.
Customer Stories
Featured Articles
Benefits
2025 and 2026 HSA Maximum Contribution Limits
Lively · May 9, 2024 · 3 min read
On May 9, 2024 the Internal Revenue Service announced the HSA contribution limits for 2025. For 2025 HSA-eligible account holders are allowed to contribute: $4,300 for individual coverage and $8,500 for family coverage. If you are 55 years or older, you’re still eligible to contribute an extra $1,000 catch-up contribution.
Benefits
Should Employers Consider Adding Lifestyle Spending Accounts as an Employee Benefit?
Lauren Hargrave · June 6, 2023 · 10 min read
The benefits to offering employees an LSA are wide ranging and will vary depending on the demographic makeup of your workforce. These accounts help to support remote workers, employees from different socioeconomic backgrounds, and employees at different life stages, such as starting their career or starting a family.
Benefits
FSA Rollovers vs. Grace Periods
Ben Luthi · October 23, 2024 · 7 min read
Employers that offer Flexible Spending Accounts can choose to provide an FSA rollover or grace period at the end of each plan year, but not both. If you’re nearing the end of the year and have some money remaining in your FSA, it’s important to understand what will happen to it if you don’t use it all.
Featured Articles
Benefits
2025 and 2026 HSA Maximum Contribution Limits
Lively · May 9, 2024 · 3 min read
On May 9, 2024 the Internal Revenue Service announced the HSA contribution limits for 2025. For 2025 HSA-eligible account holders are allowed to contribute: $4,300 for individual coverage and $8,500 for family coverage. If you are 55 years or older, you’re still eligible to contribute an extra $1,000 catch-up contribution.
Benefits
Should Employers Consider Adding Lifestyle Spending Accounts as an Employee Benefit?
Lauren Hargrave · June 6, 2023 · 10 min read
The benefits to offering employees an LSA are wide ranging and will vary depending on the demographic makeup of your workforce. These accounts help to support remote workers, employees from different socioeconomic backgrounds, and employees at different life stages, such as starting their career or starting a family.
Benefits
FSA Rollovers vs. Grace Periods
Ben Luthi · October 23, 2024 · 7 min read
Employers that offer Flexible Spending Accounts can choose to provide an FSA rollover or grace period at the end of each plan year, but not both. If you’re nearing the end of the year and have some money remaining in your FSA, it’s important to understand what will happen to it if you don’t use it all.
