
Health Savings Account Resources
Helpful HSA and FSA articles, guides, how-to’s, and more.
Featured Content
Webinar
HSAs Without the Headaches
Webinar
Invest in your employees during open enrollment and beyond
Report
Lively’s Employee Benefits Pulse Check
Report
Benefits and the Great Resignation
Report
Lively’s 2021 HSA Spend Report
Report
Health Benefit Trends in 2022
Report
HSA Account Holder Insights
Guide
Open Enrollment Survival Guide
eBook
The 10 Most Common HSA Questions
Report
2021 Wellness & Wealth Report
Report
2020 HSA Spend Report
eBook
How to Position the HDHP/HSA for Employers
eBook
Top 5 Trends of 2021 Open Enrollment
eBook
What Every Employee Should Know: Open Enrollment
Infographic
Why Telehealth is a Crucial Benefit Offering
White Paper
Telepsychiatry: Increasing Employee Wellness & Businesses’ Bottom Line
Guide
Worksheets to Calculate HSA Contributions After A Mid-Year Change
Guide
The Definitive Guide to Calculating a Maximum HSA Contribution
Guide
Retirement Benefits Guide
Guide
Guide to Employee Healthcare Costs
Demo
Meet Lively: The Modern HSA
guide
Unlocking the Power of Your HSA
Employer’s HSA Guide
article
How to Conduct a Mid-Year Personal Finance and Wellness Review
Recent Articles
blog post
Why You Need a Mid-year Financial and Mental Wellness Check-Up
blog post
Does COBRA Have Requirements for Employers?
blog post
What Can I Use My LSA For?
blog post
Lively’s Platform Now Has Over $1 Billion in HSA Assets: What That Means for Us
blog post
Ways You Can Take Advantage of an HSA Calculator to Plan for Tax Savings
blog post
How Employers Can Prepare Employees for Tax Season
blog post
Tips for Reducing Healthcare Costs for Employers
blog post
Standard or Integrated Health Reimbursement Arrangements: What are They?
blog post
Group Health Insurance: What is it and How Does it Work?
blog post
How Can Offering an HSA Improve My Company's Benefits Administration?
blog post
How Can an HSA Help Employers Control the Cost of Healthcare?
blog post
The Risks of Not Offering a Health Savings Account
blog post
The 3 Tax Benefits of Health Savings Accounts for Employers
blog post
The Value of Health Savings Accounts
blog post
Are Health Savings Accounts Recession-Proof?
blog post
Employers' Guide to Choosing Open Enrollment Dates
blog post
What You Can Do Now to Attract and Retain Employees in 2023
blog post
What are the Phases of the Open Enrollment Process?
blog post
How to Improve Open Enrollment for Employee Benefits at Your Company
blog post
Are Flexible Spending Account Deductions Pre-Tax?
blog post
Reasons Why You Should Offer Your Employees a Flexible Spending Account
blog post
Four Pieces of Year-end Communication Every Company Needs
blog post
Which Financial Benefits Do Employees Want the Most?
blog post
How to Survive Open Enrollment
Calculators
Easily compare health plans, determine yearly HSA contribution amounts, and forecast HSA savings.
Calculators
Easily compare health plans, determine yearly HSA contribution amounts, and forecast HSA savings.

Videos
33 Minutes
[Webinar] Drive Employee Retention with Tax-Deductible Benefits
60 Minutes
[Webinar] Shrinking Attention Spans, Better Benefits: Navigating 2022 Open Enrollment
60 Minutes
[Webinar] HSAs and Financial Wellness: 5 Ways to Boost Employee Resiliency During the Pandemic
60 Minutes
[Webinar] HSA Spending & COVID-19: How to Adapt Benefits to Healthcare Trends
1 Minute
The Value of a High Deductible Health Plan (HDHP)
1 Minute
Pairing an HSA with your HDHP
1 Minute
How to Choose a Healthcare Plan
60 Minutes
[Webinar] How COVID-19 Has Transformed HSAs and Why They Enhance Today’s Benefit Packages
60 Minutes
[Webinar] How to Manage Increasing Healthcare Costs With Consumer-Driven Health Plans
3 Minutes
Lively Employee Dashboard Overview
1 Minute
Lively Mobile App Overview
2 Minutes
HSA Investments Overview
3 Minutes
Employer HSA Signup
2 Minutes
HSA Reimbursements
2 Minutes
HSA Transfers
3 Minutes
Lively Employee Dashboard Overview
1 Minute
Lively Mobile App Overview
2 Minutes
HSA Investments Overview
Frequently Asked Questions
- How much does Lively cost?
LIvely’s standard pricing is $2.95 per enrolled employee per month, with a monthly minimum fee of $50. This may vary depending on the number of enrolled employees or preferred pricing. Contact sales@livelyme.com to learn more.
Lively is free for individuals and families with no required monthly fees.
- What investment options are available for employees?
Lively offers two industry-leading solutions to help employees build toward their financial goals, both with the capability to start investing right away: Schwab Health Savings Brokerage Account by Charles Schwab and HSA Guided Portfolio by Devenir.
Whether they prefer to be more hands-on or receive personalized guidance, we have a solution that’s right for them. Learn more about Lively’s integrated HSA investment solutions here.
- Can an employer contribute different amounts to different employees?
Employer contributions to eligible employees’ HSAs must be treated as comparable. Comparable contributions must be made to all eligible employees enrolled in a qualifying HDHP, are in the same category of employment (full-time, part-time, former employees, and collectively bargained), same category of coverage (self, self +1, self +2, self +3). In order for it to be considered comparable, an employer must contribute the same dollar amount or percentage amount to everyone in that category. Additionally, the higher coverage categories can’t have a lower contribution amount compared to the lower coverage (self +1 has to be greater than self).
- Are employer contributions tax-deductible?
For sole proprietors, partnerships, and S-corporations, contributions to a partner’s HSA will be treated as a distribution to the partner and included in the partner’s income and may be deductible by the partner but not by the business. For larger corporations (e.g., C-corps), employer contributions are treated as employer provided coverage for medical expenses under an accident or health plan and therefore tax-deductible.
- What happens if an employee leaves the company?
Employees own their HSA and continue to do so if they leave your company or the health plan.
Once Lively receives the termination information, we convert the HSA from an employee account to an individual account and remove the employee’s association to your company. We will send them communications around the ongoing benefits of their Lively HSA and inform them the account is fee-free for them moving forward.
Schwab Health Savings Brokerage Accounts are offered through Charles Schwab & Co., Inc (Member SIPC), the registered broker/dealer, which also provides other brokerage and custody services to its customers. See the Charles Schwab Pricing Guide for Health Savings Accounts for full fee and commission schedules.