Featured Articles

Benefits
Prior-Year HSA Contributions: What They Are and How to Use Them
Lively · June 4, 2026 · 5 min read
When it comes to HSAs, Tax Day (i.e. the deadline for filing your income taxes) is a crucial deadline. If you make a contribution to your HSA between January 1st and the annual April tax deadline (April 18, 2022 for filing your 2021 taxes), you get to choose whether it applies to your contribution limit for the current or previous year.

Benefits
2026 FSA Contribution Limits
Lauren Hargrave · June 1, 2026 · 7 min read
Here are the annual FSA contribution limits set by the IRS that you need to know: In 2026 $3,400 for general and limited purpose FSAs and $7,500 for dependent care FSAs.

Benefits
What’s the Difference between a Family and an Individual Health Savings Account?
Renee Sazci · May 31, 2026 · 5 min read
Learn the key differences between individual and family HSAs, including contribution limits, eligibility, and usage rules. See how each helps you save on healthcare costs, maximize tax advantages, and plan smarter for medical expenses in 2025 and 2026.

Benefits
What should I do if I contribute too much to my HSA?
Leslie Harding · May 22, 2026 · 7 min read
If you contribute more than the IRS limit to your HSA, it’s important to fix it quickly. Learn how to withdraw excess funds, avoid the 6% excise tax, and prevent future mistakes by monitoring your contributions and staying within annual limits.

Benefits
2026 Pre-Tax Commuter Benefit Contribution Limits and How They Help You Save
Lauren Hargrave · May 21, 2026 · 6 min read
In 2025 the IRS allows employees to save up to $325 a month pre-tax for parking and transportation for commuting to and from work.

Benefits
What is the Health Savings Account (HSA) Last Month Rule?
Shobin Uralil · April 29, 2026 · 6 min read
“Under the last-month rule, you are considered to be an eligible individual for the entire year if you are an eligible individual on the first day of the last month of your tax year (December 1 for most taxpayers). If you meet these requirements, you are an eligible individual even if your spouse has non-HDHP family coverage, provided your spouse’s coverage doesn’t cover you.” What exactly does this mean?

Benefits
2026 Maximum HSA Contribution Limits
Lively · February 1, 2025 · 3 min read
For 2026, the HSA contribution limits are $4,400 for individual coverage and $8,750 for family coverage. These limits increased from 2025, when the caps were $4,300 and $8,550. If you’re age 55 or older, you can still contribute an additional $1,000 as a catch-up contribution.

Benefits
What is the Difference Between a Flexible Spending Account and a Health Savings Account?
Lauren Hargrave · February 9, 2024 · 12 min read
A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Health Savings Accounts
Ways Health Savings Account Matching Benefits Employers
Lauren Hargrave · October 13, 2023 · 7 min read
Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.
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