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What HR Leaders Need from Benefits Providers in 2025
Lively · January 1, 2026 · 2 min read
Lively’s third annual Employee Benefits Pulse Check report includes data and insight from HR leaders about the benefits and features that are most important to them.

Benefits
How Benefits Brokers Can Help Clients Plan for the Year Ahead
Lauren Hargrave · January 1, 2026 · 7 min read
How brokers can work with their clients to analyze their benefits offerings and plan for the year ahead to drive employee benefits adoption.

Healthcare
Question to Ask When Considering an HDHP
Lively Team · October 29, 2025 · 5 min read
Not sure if a high deductible health plan is right for you? These key questions can help you decide with confidence this open enrollment.

Healthcare
HSA vs PPO: What’s the Difference and Which Should You Choose?
Ben Luthi · October 28, 2025 · 7 min read
Finding the right health insurance plan for you can feel daunting. One of the questions you may be considering is whether you should get an HSA or PPO. The good news is that you might not have to choose at all. Here’s what you need to know about both and how you can utilize them to maximize your health savings.

Benefits
Understanding HSA Withdrawals: How and When You Can Use Your Funds
Lauren Hargrave · October 3, 2025 · 7 min read
Learn how and when to withdraw HSA funds, what qualifies as a tax-free expense, how to avoid penalties, and what changes after age 65. Includes tips on investment withdrawals, IRS rules, and smart ways to manage your account.

Benefits
How Brokers Can Prepare for Open Enrollment
Lauren Hargrave · October 3, 2025 · 6 min read
Prepare for a smoother open enrollment season with essential steps for brokers and HR teams. Learn how to streamline processes, stay informed on industry changes, and strengthen client relationships for long-term success.

Benefits
2026 Maximum HSA Contribution Limits
Lively · February 1, 2025 · 3 min read
For 2026, the HSA contribution limits are $4,400 for individual coverage and $8,750 for family coverage. These limits increased from 2025, when the caps were $4,300 and $8,550. If you’re age 55 or older, you can still contribute an additional $1,000 as a catch-up contribution.

Benefits
What is the Difference Between a Flexible Spending Account and a Health Savings Account?
Lauren Hargrave · February 9, 2024 · 12 min read
A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Health Savings Accounts
Ways Health Savings Account Matching Benefits Employers
Lauren Hargrave · October 13, 2023 · 7 min read
Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.
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