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Healthcare / Benefits

New IRS Guidelines Expand Access to Reproductive and Preventative Care

How the new IRS guidelines for preventative and reproductive care work with your existing benefits and help your employees access the care that they need.

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Healthcare

Understanding High Deductible Health Plans (HDHP)

What is a High Deductible Health Plan? It’s a health insurance plan defined by lower premiums and a higher deductible. But don't let "higher deductible" scare you off. An HDHP could make sense for you because they provide an affordable way to get the coverage you need without paying more for extras you may not need. The plans also include preventative care and offer savings opportunities when paired with an HSA.

Choosing the right health care plan for you hsa vs ppo

Healthcare

What’s the Difference Between an HDHP with an HSA and a PPO?

Finding the right health insurance plan for you can feel daunting. One of the questions you may be considering is whether you should get an HSA or PPO. The good news is that you might not have to choose at all. Here’s what you need to know about both and how you can utilize them to maximize your health savings.

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Healthcare

The Costs of Heart Bypass Surgery

Cardiac bypass is the most common type of heart surgery performed on adults in the US. What’s not common is finding two patients who have paid the same amount for the procedure. As with most health services, the price you’ll pay for bypass surgery depends largely on the facility performing the operation and the region.

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Healthcare / Benefits

How to Support Diversity, Equity and Inclusion Through Health Benefits

Looking for ways to promote diversity, equity and inclusion in the workplace? Here, employers can discover how to use health benefits to support DEI.

medical travel account employee benefit

Healthcare

How Can Employees Pay for Medical Travel?

To help employees with the cost of medical treatment and care overall, consider helping them pay for medical travel. There are multiple ways to do this and in this post we’ll give you the basics of each and how Lively can help.

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Benefits

2024 and 2025 HSA Maximum Contribution Limits

Lively · May 9, 2024 · 3 min read

On May 9, 2024 the Internal Revenue Service announced the HSA contribution limits for 2025. For 2025 HSA-eligible account holders are allowed to contribute: $4,300 for individual coverage and $8,500 for family coverage. If you are 55 years or older, you’re still eligible to contribute an extra $1,000 catch-up contribution.

comparing hsa versus fsa

Benefits

What is the Difference Between a Flexible Spending Account and a Health Savings Account?

Lauren Hargrave · February 9, 2024 · 12 min read

A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Benefits of HSA employer matching

Health Savings Accounts

Ways Health Savings Account Matching Benefits Employers

Lauren Hargrave · October 13, 2023 · 7 min read

Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.

Disclaimer: the content presented in this article are for informational purposes only, and is not, and must not be considered tax, investment, legal, accounting or financial planning advice, nor a recommendation as to a specific course of action. Investors should consult all available information, including fund prospectuses, and consult with appropriate tax, investment, accounting, legal, and accounting professionals, as appropriate, before making any investment or utilizing any financial planning strategy.

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