
Healthcare
Lively Conversations: Change Management During Open Enrollment
In this episode of Lively Conversations, Chad Benoit and Nafisa Mazumdar share how brokers, employers, and HR teams can navigate open enrollment with clarity, empathy, and trust to make change management smoother and more effective.

Healthcare
Question to Ask When Considering an HDHP
Not sure if a high deductible health plan is right for you? These key questions can help you decide with confidence this open enrollment.

Healthcare / Health Savings Accounts
Lively Conversations: The OBBB and HSAs
In the first episode of Lively Conversations, we break down what the One Big Beautiful Bill (OBBB) means for HSAs. Hear how the changes came together, what’s now possible, and how individuals and organizations can take advantage of the new flexibility.

Health Savings Accounts / Benefits / Healthcare
How Universal File Transfers Can Simplify Benefits Migration
Transferring employee benefits like Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs) to a new provider can be complex and time-consuming. Lively’s Universal File feature streamlines the process by handling data mapping, reducing back-and-forth with providers, and improving security. With fewer manual tasks and faster implementation, HR teams can focus on supporting employees instead of managing complicated transitions.

Financial Health / Healthcare / Benefits
The Value of a Stacked Benefits Card
Stacked benefits cards simplify access to accounts like HSAs, LPFSAs, and LSAs by combining them on a single card. This reduces confusion, improves benefit usage, and streamlines administration for both employees and employers.

Healthcare
ACA Health Insurance Premiums Are Rising: What You Need to Know
ACA premiums are projected to rise sharply in 2026 as enhanced federal subsidies expire at the end of 2025. Learn what this means for your health coverage, who’s most affected, and how to plan ahead during the upcoming open enrollment period.

Benefits
2025 and 2026 Maximum HSA Contribution Limits
Lively · June 20, 2025 · 3 min read
On May 1, 2025, the IRS announced the HSA contribution limits for 2026: $4,400 for individual coverage and $8,750 for family coverage. That’s a $100–$200 increase from the 2025 limits, which are $4,300 and $8,550 respectively. If you’re 55 or older, you can still contribute an extra $1,000.

Benefits
What is the Difference Between a Flexible Spending Account and a Health Savings Account?
Lauren Hargrave · February 9, 2024 · 12 min read
A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Health Savings Accounts
Ways Health Savings Account Matching Benefits Employers
Lauren Hargrave · October 13, 2023 · 7 min read
Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.
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