
Health Savings Accounts
Why Employees Underuse HSA Benefits
We discuss how to get the maximum number of eligible employees to adopt your HSA, as well as how to keep them engaged with the benefit. It comes down to: letting them know how to become eligible for an HSA, the benefits of signing up for one, depositing employer contributions into employees’ accounts, and ensuring they have the option to invest their money.

Health Savings Accounts
Why HSA Management Takes So Much HR Time
Two 500-person companies can spend very different amounts of time on HSA administration. Three operational realities explain the gap: exception-driven work, downstream compliance, and volume that tracks headcount rather than plan complexity.

Health Savings Accounts
7 Ways AI Simplifies Employee Health Spending Through HSAs
Seven ways AI simplifies employee health spending and HSA administration, from eligibility checks before a purchase to contribution monitoring against IRS limits, plus the five questions brokers should ask when evaluating an HSA platform that uses AI.

Health Savings Accounts
Can You Sign Up for an HSA on Your Own?
If you are actively enrolled in a high deductible health plan and your employer doesn't offer an HSA, you can sign up for one on your own and enjoy the tax advantages and savings options it offers.

Health Savings Accounts
What You Lose When You Don’t Have an HSA
Considering opening a health savings account but unsure if you should? Here are 10 reasons why!

Healthcare / Health Savings Accounts
Lively Conversations: The OBBB and HSAs
In the first episode of Lively Conversations, we break down what the One Big Beautiful Bill (OBBB) means for HSAs. Hear how the changes came together, what’s now possible, and how individuals and organizations can take advantage of the new flexibility.

Benefits
2026 Maximum HSA Contribution Limits
Lively · February 1, 2025 · 2 min read
For 2026, the HSA contribution limits are $4,400 for individual coverage and $8,750 for family coverage. These limits increased from 2025, when the caps were $4,300 and $8,550. If you’re age 55 or older, you can still contribute an additional $1,000 as a catch-up contribution.

Benefits
What is the Difference Between a Flexible Spending Account and a Health Savings Account?
Lauren Hargrave · February 9, 2024 · 12 min read
A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Health Savings Accounts
Ways Health Savings Account Matching Benefits Employers
Lauren Hargrave · October 13, 2023 · 7 min read
Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.
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