Benefits
Understanding HSA Withdrawals: How and When You Can Use Your Funds
Learn how and when to withdraw HSA funds, what qualifies as a tax-free expense, how to avoid penalties, and what changes after age 65. Includes tips on investment withdrawals, IRS rules, and smart ways to manage your account.
Benefits
How Brokers Can Prepare for Open Enrollment
Prepare for a smoother open enrollment season with essential steps for brokers and HR teams. Learn how to streamline processes, stay informed on industry changes, and strengthen client relationships for long-term success.
Benefits
What’s the Difference between a Family and an Individual Health Savings Account?
Learn the key differences between individual and family HSAs, including contribution limits, eligibility, and usage rules. See how each helps you save on healthcare costs, maximize tax advantages, and plan smarter for medical expenses in 2025 and 2026.
Benefits
A Broker’s Guide to Helping Employers During Open Enrollment
Many benefits brokers have seen their professional roles shift in recent years from strictly selling to clients to becoming their true partner. As open enrollment approaches we outline ways brokers can help their clients save money, attract and retain top talent and help employees make the right decisions.
Benefits
What are the Phases of the Open Enrollment Process?
A successful open enrollment season is all about preparation, communication and follow-up. There are many ways to slice and dice the open enrollment process, and we’ve chosen to break it down into three phases: Prep, process, and post-open enrollment
Benefits
HSA Reimbursement Explained: When, How, and What You Can Claim
HSA reimbursements let you repay yourself tax-free for qualified expenses paid out of pocket. There’s no deadline, but you must’ve been HSA-eligible and the expense must’ve occurred after the account was established. Documentation is key for IRS rules.
Benefits
2025 and 2026 Maximum HSA Contribution Limits
Lively · June 20, 2025 · 3 min read
On May 1, 2025, the IRS announced the HSA contribution limits for 2026: $4,400 for individual coverage and $8,750 for family coverage. That’s a $100–$200 increase from the 2025 limits, which are $4,300 and $8,550 respectively. If you’re 55 or older, you can still contribute an extra $1,000.
Benefits
What is the Difference Between a Flexible Spending Account and a Health Savings Account?
Lauren Hargrave · February 9, 2024 · 12 min read
A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.
Health Savings Accounts
Ways Health Savings Account Matching Benefits Employers
Lauren Hargrave · October 13, 2023 · 7 min read
Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.
Benefits
2025 and 2026 Maximum HSA Contribution Limits
Lively · June 20, 2025 · 3 min read
On May 1, 2025, the IRS announced the HSA contribution limits for 2026: $4,400 for individual coverage and $8,750 for family coverage. That’s a $100–$200 increase from the 2025 limits, which are $4,300 and $8,550 respectively. If you’re 55 or older, you can still contribute an extra $1,000.
Benefits
What is the Difference Between a Flexible Spending Account and a Health Savings Account?
Lauren Hargrave · February 9, 2024 · 12 min read
A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.
Health Savings Accounts
Ways Health Savings Account Matching Benefits Employers
Lauren Hargrave · October 13, 2023 · 7 min read
Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.
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