Benefits
HSA Eligibility Requirements: Who Can Contribute 2026
Want to take advantage of the short-term, long-term, and retirement savings opportunities offered by a Health Savings Account? First, you need to ensure you’re eligible to open an account. Discover the HSA eligibility requirements. Including who can open an account, how much you can contribute, what are HSA-eligible expenses, and more.
Benefits
Understanding HSA Withdrawals: How and When You Can Use Your Funds
Learn how and when to withdraw HSA funds, what qualifies as a tax-free expense, how to avoid penalties, and what changes after age 65. Includes tips on investment withdrawals, IRS rules, and smart ways to manage your account.
Benefits
How Benefits Brokers Can Help Clients Plan for the Year Ahead
How brokers can work with their clients to analyze their benefits offerings and plan for the year ahead to drive employee benefits adoption.
News / Benefits
What HR Leaders Need from Benefits Providers in 2025
Lively’s third annual Employee Benefits Pulse Check report includes data and insight from HR leaders about the benefits and features that are most important to them.
Benefits
How Brokers Can Prepare for Open Enrollment
Prepare for a smoother open enrollment season with essential steps for brokers and HR teams. Learn how to streamline processes, stay informed on industry changes, and strengthen client relationships for long-term success.
Benefits
What’s the Difference between a Family and an Individual Health Savings Account?
Learn the key differences between individual and family HSAs, including contribution limits, eligibility, and usage rules. See how each helps you save on healthcare costs, maximize tax advantages, and plan smarter for medical expenses in 2025 and 2026.
Benefits
2026 Maximum HSA Contribution Limits
Lively · February 1, 2025 · 3 min read
For 2026, the HSA contribution limits are $4,400 for individual coverage and $8,750 for family coverage. These limits increased from 2025, when the caps were $4,300 and $8,550. If you’re age 55 or older, you can still contribute an additional $1,000 as a catch-up contribution.
Benefits
What is the Difference Between a Flexible Spending Account and a Health Savings Account?
Lauren Hargrave · February 9, 2024 · 12 min read
A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.
Health Savings Accounts
Ways Health Savings Account Matching Benefits Employers
Lauren Hargrave · October 13, 2023 · 7 min read
Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.
Benefits
2026 Maximum HSA Contribution Limits
Lively · February 1, 2025 · 3 min read
For 2026, the HSA contribution limits are $4,400 for individual coverage and $8,750 for family coverage. These limits increased from 2025, when the caps were $4,300 and $8,550. If you’re age 55 or older, you can still contribute an additional $1,000 as a catch-up contribution.
Benefits
What is the Difference Between a Flexible Spending Account and a Health Savings Account?
Lauren Hargrave · February 9, 2024 · 12 min read
A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.
Health Savings Accounts
Ways Health Savings Account Matching Benefits Employers
Lauren Hargrave · October 13, 2023 · 7 min read
Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.
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