LIVELY BLOG

Benefits

A successful open enrollment season is all about preparation, communication and follow-up. There are many ways to slice and dice the open enrollment process, and we’ve chosen to break it down into three phases: Prep, process, and post-open enrollment

If you contribute more than the IRS limit to your HSA, it’s important to fix it quickly. Learn how to withdraw excess funds, avoid the 6% excise tax, and prevent future mistakes by monitoring your contributions and staying within annual limits.

Ready to get a handle on healthcare costs and start building your safety net? It all starts with your HSA deposits. Set up recurring contributions through your employer’s payroll or directly from your bank account. If you can contribute through payroll, your funds come out pre-tax and you get additional payroll tax savings (remember, contributions…

The 2027 HSA and HDHP figures are set, and the one that affects plan design is the minimum deductible. This post covers what changed, why a plan at this year's minimum stops qualifying in January, and what to update before open enrollment closes.

Five things a broker can check before recommending an HSA provider, from whether the account moves with the carrier to who actually picks up when a client issue stalls. Each one is visible in the sales cycle if you ask, and each one costs something if you don't.

The eligible HSA expense list reaches well past the doctor's office. This post walks through the everyday purchases that qualify but rarely get run through the account, and what it costs to keep paying for them out of pocket instead.