retirement planning with hsa

Retirement / Health Savings Accounts

How HSAs can Help Americans Bridge the $7 Trillion Retirement Savings Gap

If workers have access to and are participating in another form of retirement savings account(s), an HSA can help augment those accounts by providing them a tax-free way to pay for medical expenses in retirement, as well as giving them another tax-advantaged savings vehicle if they are bumping up against their annual contribution limit. In addition, HSAs give workers that don’t have access to a 401(k) a way to save for retirement.

retirement age business woman calculating her contribution


IRS 2022 and 2023 Retirement Account Contribution Limits

The IRS released its contribution limits for retirement savings accounts, including 401(k)s and IRAs, in 2023, here’s what they are and how you can use them to maximize your retirement savings.

man sits outside in a crowded plaza

Financial Health / Healthcare / Retirement

Retiring? How Much You'll Actually Need for Healthcare Costs

If you’re healthy, you actually need to save more. And regardless of where you fall on the healthy spectrum, the truth is: Americans are living longer and the cost of healthcare is rising. And this trend is expected to continue. So what can you do about it? First, understand what this cost estimate entails.



Simple Ways to Get the Most Out of your 401(k)

A 401(k) can be the most powerful way to save for retirement. Employers that offer a 401(k) offer lots of automated features that can make it easy to get going, but there are key steps you can take that will wring the most value out of a 401(k).

piggy bank on pink background


2024 and 2025 HSA Maximum Contribution Limits

Lively · May 9, 2024 · 3 min read

On May 9, 2024 the Internal Revenue Service announced the HSA contribution limits for 2025. For 2025 HSA-eligible account holders are allowed to contribute: $4,300 for individual coverage and $8,500 for family coverage. If you are 55 years or older, you’re still eligible to contribute an extra $1,000 catch-up contribution.

comparing hsa versus fsa


What is the Difference Between a Flexible Spending Account and a Health Savings Account?

Lauren Hargrave · February 9, 2024 · 12 min read

A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Benefits of HSA employer matching

Health Savings Accounts

Ways Health Savings Account Matching Benefits Employers

Lauren Hargrave · October 13, 2023 · 7 min read

Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.

Disclaimer: the content presented in this article are for informational purposes only, and is not, and must not be considered tax, investment, legal, accounting or financial planning advice, nor a recommendation as to a specific course of action. Investors should consult all available information, including fund prospectuses, and consult with appropriate tax, investment, accounting, legal, and accounting professionals, as appropriate, before making any investment or utilizing any financial planning strategy.



Stay up to date on the latest news delivered straight to your inbox