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What HR Leaders Need from Benefits Providers in 2025

Lively · September 12, 2024 · 2 min read

employee benefits pulse check report blog header

Rising costs, an uncertain election year, and the importance of balancing the right benefits mix are all top of mind for benefits leaders this year. How these leaders rise to meet these challenges, and how benefits providers can support them, is a key question as we approach 2025.  

2024 employee benefits pulse check competitive financial benefits

Lively’s third annual Employee Benefits Pulse Check captures and shares what’s at the top of benefit leaders’ minds and what they are doing right now to keep up with shifting marketplace and employee expectations and highlights how brokers and consultants can serve them better. 

employee benefits pulse check 2024 financial stress

In partnership with CITE research, we anonymously surveyed 250 benefits leaders across the United States and multiple industries, with a focus on companies with over 500 employees, to capture key data and understand current trends around employee benefits, healthcare, health policy, and retirement. 

employee benefits pulse check health insurance costs

The report identifies the key stressors on benefits leaders minds and what they need from their benefits providers in order to combat them, including: 

  • The rising cost of health insurance and employee financial stress.

  • The challenges of benefits education to drive employee adoption.

  • Why customer service and streamlined integration are key differentiators for benefits providers.

  • How benefits providers can enable key features and customer service to support benefits leaders and employee benefits education, and ease employee stress.

employee benefits pulse check 2024 hdhp

This report provides benefits leaders and the brokers and consultants that serve them with key data, insights, and action items that they can use during open enrollment, to drive benefits adoption, and as they plan their benefits strategies for 2025. Read now.

employee benefits pulse check percent offer hsa
Lively

Lively

Lively is the modern HSA experience built for—and by—those seeking stability in the ever-shifting healthcare landscape. By harnessing modern innovation and deep industry expertise, Lively is committed to bridging today’s savings with tomorrow’s unknowns. Unlike traditional institutions hindered by bureaucracy, Lively’s commitment extends beyond initial set up to providing dedicated, ongoing support and education for every step. So each HSA can reach its maximum potential with minimal headache.

piggy bank on pink background

Benefits

2024 and 2025 HSA Maximum Contribution Limits

Lively · May 9, 2024 · 3 min read

On May 9, 2024 the Internal Revenue Service announced the HSA contribution limits for 2025. For 2025 HSA-eligible account holders are allowed to contribute: $4,300 for individual coverage and $8,500 for family coverage. If you are 55 years or older, you’re still eligible to contribute an extra $1,000 catch-up contribution.

comparing hsa versus fsa

Benefits

What is the Difference Between a Flexible Spending Account and a Health Savings Account?

Lauren Hargrave · February 9, 2024 · 12 min read

A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Benefits of HSA employer matching

Health Savings Accounts

Ways Health Savings Account Matching Benefits Employers

Lauren Hargrave · October 13, 2023 · 7 min read

Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.

Disclaimer: the content presented in this article are for informational purposes only, and is not, and must not be considered tax, investment, legal, accounting or financial planning advice, nor a recommendation as to a specific course of action. Investors should consult all available information, including fund prospectuses, and consult with appropriate tax, investment, accounting, legal, and accounting professionals, as appropriate, before making any investment or utilizing any financial planning strategy.

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