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What Does Employee HSA Success Look Like?

Lively · March 8, 2018 · 3 min read


Adding an HSA to your benefits offering is easy, or at least it is with Lively. It takes 5 minutes, is 100% online and paperless. But what happens next? How can you ensure that your HSA adoption rates are high, employees are happy, and your benefits offering is a success? Here are the steps you can take to ensure your HSA rollout is smooth and seamless.

HSA Success

Lively HSA is simple and easy to use. It’s free for employees. If employees want to invest their HSA funds, they can do so easily through our industry-leading investment solutions. There’s no cash minimum requirement for them to start investing, or additional access fee for you as the employer.. There are no hidden fees for other account costs for employees. Opening an HSA creates flexibility for employees to use pre-tax dollars for future out-of-pocket medical expenses.

Opening a free Lively HSA and adding as little as a penny are the only steps required for employees to get started. It is that simple.

Personalize HSA Benefits

Understand how each employee segment will use an HSA to help them get the most out of it.

  • Younger employees, with lower expected health costs, can save or invest their HSA for the future.

  • Employees with families, with higher expected health costs, can use the pre-tax savings to save money on out-of-pocket medical expenses

  • Employees closer to retirement can save or invest their HSA to use on the $275,000 of expected medical costs in retirement. Plus after 65 years, they can use their HSA funds for anything, not just health-related expenses. Just pay income taxes – no penalty!

More risk adverse employers might want to learn about HSA interest rates. More risk tolerant employees might want to learn about HSA investing.

The HSA solution has benefits that work with every employee segment in your office. We just need to show them how best to take advantage of their HSA.

Ask for Help

As an employer, aren’t you paying for this benefit? It might only be $2.95/enrolled employee/month, but take advantage of your power position. Use your HSA customer service team to customize your employee education and enrollment. Step by step guides, one-sheeters, and HSA explainers are all at your disposal. Take advantage of this help. Do less work and look like a hero. Sometimes win-win is the easiest solution.

Ensuring HSA success for employees is as easy as helping them open a free HSA and showing them how to personalize the benefits to fit their health and financial profile. HSA benefits speak for themselves, we just need to make them easy to understand.



Lively is the modern HSA experience built for—and by—those seeking stability in the ever-shifting healthcare landscape. By harnessing modern innovation and deep industry expertise, Lively is committed to bridging today’s savings with tomorrow’s unknowns. Unlike traditional institutions hindered by bureaucracy, Lively’s commitment extends beyond initial set up to providing dedicated, ongoing support and education for every step. So each HSA can reach its maximum potential with minimal headache.

piggy bank on pink background


2024 and 2025 HSA Maximum Contribution Limits

Lively · May 9, 2024 · 3 min read

On May 9, 2024 the Internal Revenue Service announced the HSA contribution limits for 2025. For 2025 HSA-eligible account holders are allowed to contribute: $4,300 for individual coverage and $8,500 for family coverage. If you are 55 years or older, you’re still eligible to contribute an extra $1,000 catch-up contribution.

comparing hsa versus fsa


What is the Difference Between a Flexible Spending Account and a Health Savings Account?

Lauren Hargrave · February 9, 2024 · 12 min read

A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Benefits of HSA employer matching

Health Savings Accounts

Ways Health Savings Account Matching Benefits Employers

Lauren Hargrave · October 13, 2023 · 7 min read

Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.

Disclaimer: the content presented in this article are for informational purposes only, and is not, and must not be considered tax, investment, legal, accounting or financial planning advice, nor a recommendation as to a specific course of action. Investors should consult all available information, including fund prospectuses, and consult with appropriate tax, investment, accounting, legal, and accounting professionals, as appropriate, before making any investment or utilizing any financial planning strategy.



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