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Guaranteed HSA Growth

Lively · February 22, 2018 · 2 min read


Imagine a growth scenario where there was only guaranteed growth potential. Interest rate growth is the first requirement. Many HSA providers have this feature. However, without a 100% Free HSA, like Lively, the real value of your account will grow each year.

Unexpected and legacy fees from HSA providers can negate the positive growth aspects of HSA growth through interest rates. We will show you how we removed these fees to ensure you can see guaranteed HSA growth.

Here are the steps to get guaranteed HSA fund growth activated.

HSA Growth Step by Step Guide

  • Open an HSA  – It takes 5 minutes to sign up and get your HSA activated with Lively. We are 100% paperless so all you need is your computer or phone.

  • Contribute Funds – As little as $.01 to get started. You can contribute new funds or transfer funds from an existing HSA.

  • Watch Your Funds Grow – Interest rate growth is quite fantastic. After you contribute to your Lively HSA, your interest rate growth begins. The more you contribute the more it will grow. It really is that simple.

  • Add More Money to Increase Growth – The more money you have in your HSA, the more money you will earn. You can see our interest rate schedule below for more details.

  • No Fees – unlike other HSA providers who can nickel and dime you, Lively’s basic HSA is 100% free. If you want more details, you can review our pricing, but let me save you the trouble.

Interest Rates

Below is our Interest rate schedule, based on account balance. You can calculate your guaranteed HSA fund growth potential.

Note: interest rates vary based on tiers of daily balances and are paid on the entire balance. The interest rates and annual percentage yields (APY) may change at any time. Interest will be compounded monthly and credited into your account monthly.

What a time to be alive. Guaranteed HSA growth. For Free. With Lively. HSA benefits begin with triple tax saving advantages and continue with interest rate driven growth. This growth will help you save more for your health. From there you can use your HSA in the ways that work best for you, save, spend or invest.



Lively is the modern HSA experience built for—and by—those seeking stability in the ever-shifting healthcare landscape. By harnessing modern innovation and deep industry expertise, Lively is committed to bridging today’s savings with tomorrow’s unknowns. Unlike traditional institutions hindered by bureaucracy, Lively’s commitment extends beyond initial set up to providing dedicated, ongoing support and education for every step. So each HSA can reach its maximum potential with minimal headache.

piggy bank on pink background


2024 and 2025 HSA Maximum Contribution Limits

Lively · May 9, 2024 · 3 min read

On May 9, 2024 the Internal Revenue Service announced the HSA contribution limits for 2025. For 2025 HSA-eligible account holders are allowed to contribute: $4,300 for individual coverage and $8,500 for family coverage. If you are 55 years or older, you’re still eligible to contribute an extra $1,000 catch-up contribution.

comparing hsa versus fsa


What is the Difference Between a Flexible Spending Account and a Health Savings Account?

Lauren Hargrave · February 9, 2024 · 12 min read

A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Benefits of HSA employer matching

Health Savings Accounts

Ways Health Savings Account Matching Benefits Employers

Lauren Hargrave · October 13, 2023 · 7 min read

Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.

Disclaimer: the content presented in this article are for informational purposes only, and is not, and must not be considered tax, investment, legal, accounting or financial planning advice, nor a recommendation as to a specific course of action. Investors should consult all available information, including fund prospectuses, and consult with appropriate tax, investment, accounting, legal, and accounting professionals, as appropriate, before making any investment or utilizing any financial planning strategy.



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