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Insights From Lively’s 2022 Benefit Trends Report

Lively · January 12, 2022 · 2 min read

Trends Report Banner

2021 was anything but “back to normal” and the start of 2022 has been equally unpredictable. As the pandemic drags on, and the Omicron variant of the coronavirus continues to create uncertainty and concern, companies are grappling with when, how, and whether to bring employees safely back into the workplace. In addition, employers, benefit providers, and benefit consultants continue to navigate shifting territory when it comes to health and wellness benefits.

Lively Benefits Trends Report 20 percent rank health benefits the number one reason to say at job

At Lively, through our work with brokers, employers, and individual HSA and FSA account holders, we have deep insight into account holder habits and industry-wide trends. Based on what we learned over the past year, we compiled our new report, Health Benefit Trends in 2022, to highlight the six top trends that employers and brokers should be aware of in the health and benefit space in the New Year.

73 percent worried about rising healthcare costs Lively Trends Report

The report includes insights such as:

  • 87% of Americans agree that healthcare costs are rising, while 73% worry about long-term healthcare costs

  • 20% of people rank health insurance it as the number one benefit for staying at a job, while 16% said it is number one for switching jobs

  • Telehealth is seeing 38 times higher usage than before the pandemic

Download the report today

The report breaks down what you need to know about HSAs, financial wellness and mental health benefits, and how to help your clients and employees navigate rising healthcare costs and ongoing uncertainty. This report also offers actionable insights for employers and brokers to help you understand how to respond to these trends and be fully equipped with the tools you need to navigate the new year. Download now.

What Brokers Need to know in 2022 Download Trends Report


Lively is the modern HSA experience built for—and by—those seeking stability in the ever-shifting healthcare landscape. By harnessing modern innovation and deep industry expertise, Lively is committed to bridging today’s savings with tomorrow’s unknowns. Unlike traditional institutions hindered by bureaucracy, Lively’s commitment extends beyond initial set up to providing dedicated, ongoing support and education for every step. So each HSA can reach its maximum potential with minimal headache.

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2024 and 2025 HSA Maximum Contribution Limits

Lively · May 9, 2024 · 3 min read

On May 9, 2024 the Internal Revenue Service announced the HSA contribution limits for 2025. For 2025 HSA-eligible account holders are allowed to contribute: $4,300 for individual coverage and $8,500 for family coverage. If you are 55 years or older, you’re still eligible to contribute an extra $1,000 catch-up contribution.

comparing hsa versus fsa


What is the Difference Between a Flexible Spending Account and a Health Savings Account?

Lauren Hargrave · February 9, 2024 · 12 min read

A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Benefits of HSA employer matching

Health Savings Accounts

Ways Health Savings Account Matching Benefits Employers

Lauren Hargrave · October 13, 2023 · 7 min read

Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.

Disclaimer: the content presented in this article are for informational purposes only, and is not, and must not be considered tax, investment, legal, accounting or financial planning advice, nor a recommendation as to a specific course of action. Investors should consult all available information, including fund prospectuses, and consult with appropriate tax, investment, accounting, legal, and accounting professionals, as appropriate, before making any investment or utilizing any financial planning strategy.



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