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Insights From Lively’s 2022 Benefit Trends Report
Lively · January 12, 2022 · 2 min read
2021 was anything but “back to normal” and the start of 2022 has been equally unpredictable. As the pandemic drags on, and the Omicron variant of the coronavirus continues to create uncertainty and concern, companies are grappling with when, how, and whether to bring employees safely back into the workplace. In addition, employers, benefit providers, and benefit consultants continue to navigate shifting territory when it comes to health and wellness benefits.
At Lively, through our work with brokers, employers, and individual HSA and FSA account holders, we have deep insight into account holder habits and industry-wide trends. Based on what we learned over the past year, we compiled our new report, Health Benefit Trends in 2022, to highlight the six top trends that employers and brokers should be aware of in the health and benefit space in the New Year.
The report includes insights such as:
87% of Americans agree that healthcare costs are rising, while 73% worry about long-term healthcare costs
20% of people rank health insurance it as the number one benefit for staying at a job, while 16% said it is number one for switching jobs
Telehealth is seeing 38 times higher usage than before the pandemic
Download the report today
The report breaks down what you need to know about HSAs, financial wellness and mental health benefits, and how to help your clients and employees navigate rising healthcare costs and ongoing uncertainty. This report also offers actionable insights for employers and brokers to help you understand how to respond to these trends and be fully equipped with the tools you need to navigate the new year. Download now.
Benefits
2024 and 2025 HSA Maximum Contribution Limits
Lively · May 9, 2024 · 3 min read
On May 9, 2024 the Internal Revenue Service announced the HSA contribution limits for 2025. For 2025 HSA-eligible account holders are allowed to contribute: $4,300 for individual coverage and $8,500 for family coverage. If you are 55 years or older, you’re still eligible to contribute an extra $1,000 catch-up contribution.
Benefits
What is the Difference Between a Flexible Spending Account and a Health Savings Account?
Lauren Hargrave · February 9, 2024 · 12 min read
A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.
Health Savings Accounts
Ways Health Savings Account Matching Benefits Employers
Lauren Hargrave · October 13, 2023 · 7 min read
Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.
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