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Resources for a Successful Open Enrollment

Lively · September 26, 2023 · 4 min read

open enrollment resources

Whether you are an HR leader, a benefits broker, or an employee, open enrollment is an important, and potentially overwhelming time of the year. HR leaders need to make sure they have their employee communications and benefits information readily available for employees, and need to plan ahead to make sure everything goes smoothly. Brokers need to be sure that their clients have the information they need about any new benefits offerings or changes, as well as educational materials that can help their clients’ employees make the best decisions for their health. And finally, individuals need to wade through a potentially overwhelming amount of information in order to make decisions that will support them and help them reach their health and financial goals over the next year.

Lively has put together a wealth of resources to ensure that open enrollment goes smoothly no matter what your role. As open enrollment season gets underway, we wanted to take the time to round them up for you, so you can find the guidance you need during this critical, busy season.

Guides and glossaries

Open Enrollment Guide Our open enrollment overview for brokers, employers, and individuals that guides you through answers to the basics questions such as what it is, how to prepare, and what you need to know during and after open enrollment, with links to additional resources.

Open Enrollment Survival Guide For brokers and employers, our easy-to-use survival guide breaks down open enrollment into pre, during, post, phases. It includes key action items and commonly asked questions, as well as helpful, free downloadable checklists, to enable you to effectively maximize engagement, reduce costs, and increase employee satisfaction.

Glossary of HSA and Health Insurance Terms Easy-to-understand definitions to help you, your clients, or your employees better understand common terms related to health insurance, saving, and spending accounts to make picking the right plan and benefits easier during open enrollment.

Guidance for brokers and employers

How to improve your company’s open enrollment process If you are struggling with employee engagement during open enrollment, this post outlines how to prepare and set clear goals and expectations in order to maximize employee benefit sign up.

A Broker’s Guide to Helping Employers During Open Enrollment Open enrollment is often overwhelming for your clients, especially for People and HR teams. These five tips enable you to ease the burden on your clients and position yourself as a valuable ally during their busiest time of year.

What new brokers should know about open enrollment As a new broker, open enrollment can be a stressful time. Learn what you need to know to take the guesswork out of what you need to do by preparing ahead of time.

Open enrollment preparation checklist for brokers These six steps enable you to start preparing for open enrollment in order to drive more business and serve existing and new clients better.

Open enrollment questions answered

What are the phases of the open enrollment process? A step-by-step outline for employers to help streamline the open enrollment process and ensure your employees’ paperwork is completed as quickly as possible.

Why do open enrollment periods exist for health insurance? Employees may wonder why they can’t sign up for health insurance all year long. This post breaks down why you can only sign up for insurance during certain times of the year unless you have a qualifying life event.

How should I choose open enrollment dates for my company? What employers need to consider when setting dates for open enrollment for health insurance and other workplace benefits, including late enrollment and special enrollment periods.

How can employees and individuals prepare for open enrollment? These five tips walk you through the open enrollment preparation process, so that you can sign up for the benefits that are best for you.

How to open an HSA during or outside of open enrollment? While open enrollment is a great time to open an HSA if you are signing up for a qualifying high-deductible health plan, as long as you have a qualifying health plan, you can sign up for an HSA all year long.

A trusted partner for open enrollment and beyond

If you are looking for a responsive, helpful benefits partner that offers ongoing education and industry-leading support for your clients and their employers, reach out to Lively. Our saving and spending accounts, including HSAs, FSAs, HRAs, MTAs, and LSAs, are designed to be easy to use and support benefits adoption and use during open enrollment and beyond.



Lively is the modern HSA experience built for—and by—those seeking stability in the ever-shifting healthcare landscape. By harnessing modern innovation and deep industry expertise, Lively is committed to bridging today’s savings with tomorrow’s unknowns. Unlike traditional institutions hindered by bureaucracy, Lively’s commitment extends beyond initial set up to providing dedicated, ongoing support and education for every step. So each HSA can reach its maximum potential with minimal headache.

piggy bank on pink background


2024 and 2025 HSA Maximum Contribution Limits

Lively · May 9, 2024 · 3 min read

On May 9, 2024 the Internal Revenue Service announced the HSA contribution limits for 2025. For 2025 HSA-eligible account holders are allowed to contribute: $4,300 for individual coverage and $8,500 for family coverage. If you are 55 years or older, you’re still eligible to contribute an extra $1,000 catch-up contribution.

comparing hsa versus fsa


What is the Difference Between a Flexible Spending Account and a Health Savings Account?

Lauren Hargrave · February 9, 2024 · 12 min read

A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Benefits of HSA employer matching

Health Savings Accounts

Ways Health Savings Account Matching Benefits Employers

Lauren Hargrave · October 13, 2023 · 7 min read

Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.

Disclaimer: the content presented in this article are for informational purposes only, and is not, and must not be considered tax, investment, legal, accounting or financial planning advice, nor a recommendation as to a specific course of action. Investors should consult all available information, including fund prospectuses, and consult with appropriate tax, investment, accounting, legal, and accounting professionals, as appropriate, before making any investment or utilizing any financial planning strategy.



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