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The Three Employee Benefit Trends You Need to Know in 2024

Lively · January 24, 2024 · 2 min read


As 2024 begins, organizations are facing economic uncertainty, cost-pressure, and a rapidly changing workforce. While inflation is beginning to cool and the economy picks up, economic confidence remains shaky. Despite a strong job market, workers’ confidence remains low, especially as they contend with diminishing savings and increased financial stress. Benefits leaders are still under pressure to do more with less, while still providing flexible benefits that meet diverse needs of their employees. 


To help Benefits leaders and the brokers and consultants that serve them better navigate the cultural, demographic, and financial changes that are taking place this year, Lively has put together our 2024 Employee Benefits Trends Report

This report captures three critical trends and is informed by industry trends we’ve observed as a consumer-driven benefits provider, with data drawn from Lively’s proprietary research and reports.


The report outlines how in 2024 businesses must: 

  • Focus on retaining employees as workplace demographics shift

  • Invest in flexible benefits to meet culture and budget goals

  • Emphasize employee benefits education


In this report we break down these three trends and provide crucial action items that Benefits leaders and the benefits brokers that serve them can take to meet employee needs, respond to cost pressure, and support their culture, recruiting, and retention goals in the year ahead. 

For more detailed analysis on these trends and how to flexibly and cost effectively respond to them, access the report.



Lively is the modern HSA experience built for—and by—those seeking stability in the ever-shifting healthcare landscape. By harnessing modern innovation and deep industry expertise, Lively is committed to bridging today’s savings with tomorrow’s unknowns. Unlike traditional institutions hindered by bureaucracy, Lively’s commitment extends beyond initial set up to providing dedicated, ongoing support and education for every step. So each HSA can reach its maximum potential with minimal headache.

piggy bank on pink background


2024 and 2025 HSA Maximum Contribution Limits

Lively · May 9, 2024 · 3 min read

On May 9, 2024 the Internal Revenue Service announced the HSA contribution limits for 2025. For 2025 HSA-eligible account holders are allowed to contribute: $4,300 for individual coverage and $8,500 for family coverage. If you are 55 years or older, you’re still eligible to contribute an extra $1,000 catch-up contribution.

comparing hsa versus fsa


What is the Difference Between a Flexible Spending Account and a Health Savings Account?

Lauren Hargrave · February 9, 2024 · 12 min read

A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Benefits of HSA employer matching

Health Savings Accounts

Ways Health Savings Account Matching Benefits Employers

Lauren Hargrave · October 13, 2023 · 7 min read

Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.

Disclaimer: the content presented in this article are for informational purposes only, and is not, and must not be considered tax, investment, legal, accounting or financial planning advice, nor a recommendation as to a specific course of action. Investors should consult all available information, including fund prospectuses, and consult with appropriate tax, investment, accounting, legal, and accounting professionals, as appropriate, before making any investment or utilizing any financial planning strategy.



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