Featured Articles

Healthcare
HDHP with an HSA vs PPO: Which plan fits 2027?
Ben Luthi · October 23, 2026 · 8 min read
Finding the right health insurance plan for you can feel daunting. One of the questions you may be considering is whether you should get an HSA or PPO. The good news is that you might not have to choose at all. Here’s what you need to know about both and how you can utilize them to maximize your health savings.

Benefits
2027 HSA Contribution Limits & Savings Strategies
Lively · October 12, 2026 · 10 min read
Ready to get a handle on healthcare costs and start building your safety net? It all starts with your HSA deposits. Set up recurring contributions through your employer’s payroll or directly from your bank account. If you can contribute through payroll, your funds come out pre-tax and you get additional payroll tax savings (remember, contributions…

Benefits
What the 2027 HSA limits mean for employers and brokers
Lively · October 1, 2026 · 5 min read
The 2027 HSA and HDHP figures are set, and the one that affects plan design is the minimum deductible. This post covers what changed, why a plan at this year's minimum stops qualifying in January, and what to update before open enrollment closes.

Benefits
HSA provider red flags for benefits brokers
Lively Team · September 24, 2026 · 4 min read
Five things a broker can check before recommending an HSA provider, from whether the account moves with the carrier to who actually picks up when a client issue stalls. Each one is visible in the sales cycle if you ask, and each one costs something if you don't.

Financial Health
Small Employer HSA and ICHRA Start Guide: Benefits, Contributions, and Compliance
Lively · September 23, 2026 · 11 min read
Small business owners are always looking for ways to maximize benefits while minimizing cost for both themselves and their employees. What you might not know is that your company legal structure, and ownership stake, might impact your HSA contributions.

Health Savings Accounts
What to Look for in an HSA Provider
Lively Team · September 17, 2026 · 5 min read
You want an HSA provider that has a reliable, easy-to-use product. If not, your internal benefits team will likely be flooded with employee questions and concerns, which can eat into their time and focus. Here's what to look for in an HSA provider to get the most out of your benefits.

Benefits
2026 Maximum HSA Contribution Limits
Lively · February 1, 2025 · 2 min read
For 2026, the HSA contribution limits are $4,400 for individual coverage and $8,750 for family coverage. These limits increased from 2025, when the caps were $4,300 and $8,550. If you’re age 55 or older, you can still contribute an additional $1,000 as a catch-up contribution.

Benefits
What is the Difference Between a Flexible Spending Account and a Health Savings Account?
Lauren Hargrave · February 9, 2024 · 12 min read
A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Health Savings Accounts
Ways Health Savings Account Matching Benefits Employers
Lauren Hargrave · October 13, 2023 · 7 min read
Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.
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