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Health Savings Accounts

Why Employees Underuse HSA Benefits

Lauren Hargrave · August 25, 2026 · 6 min read

We discuss how to get the maximum number of eligible employees to adopt your HSA, as well as how to keep them engaged with the benefit. It comes down to: letting them know how to become eligible for an HSA, the benefits of signing up for one, depositing employer contributions into employees’ accounts, and ensuring they have the option to invest their money.

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Health Savings Accounts

Why HSA Management Takes So Much HR Time

Lively Team · August 20, 2026 · 6 min read

Two 500-person companies can spend very different amounts of time on HSA administration. Three operational realities explain the gap: exception-driven work, downstream compliance, and volume that tracks headcount rather than plan complexity.

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News

Lively Named to the Inc. 5000 for the Third Consecutive Year

Lively Team · August 12, 2026 · 1 min read

Lively has been named to the Inc. 5000 list of America's fastest-growing private companies for the third consecutive year. Here is what that growth reflects.

Lively AI Benefits Chat

Health Savings Accounts

7 Ways AI Simplifies Employee Health Spending Through HSAs

Lively Team · August 7, 2026 · 7 min read

Seven ways AI simplifies employee health spending and HSA administration, from eligibility checks before a purchase to contribution monitoring against IRS limits, plus the five questions brokers should ask when evaluating an HSA platform that uses AI.

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Healthcare

Why We Built Lively Axis

Luke Surazski · June 16, 2026 · 10 min read

Lively's CPTO Luke Surazski shares the thinking behind the Lively Axis platform: how three types of AI power it, and why benefits technology needs to move from siloed data to connected intelligence that helps people take action.

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Benefits

Prior-Year HSA Contributions: What They Are and How to Use Them

Lively · June 4, 2026 · 5 min read

When it comes to HSAs, Tax Day (i.e. the deadline for filing your income taxes) is a crucial deadline. If you make a contribution to your HSA between January 1st and the annual April tax deadline (April 18, 2022 for filing your 2021 taxes), you get to choose whether it applies to your contribution limit for the current or previous year.

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Benefits

2026 Maximum HSA Contribution Limits

Lively · February 1, 2025 · 2 min read

For 2026, the HSA contribution limits are $4,400 for individual coverage and $8,750 for family coverage. These limits increased from 2025, when the caps were $4,300 and $8,550. If you’re age 55 or older, you can still contribute an additional $1,000 as a catch-up contribution.

comparing hsa versus fsa

Benefits

What is the Difference Between a Flexible Spending Account and a Health Savings Account?

Lauren Hargrave · February 9, 2024 · 12 min read

A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Benefits of HSA employer matching

Health Savings Accounts

Ways Health Savings Account Matching Benefits Employers

Lauren Hargrave · October 13, 2023 · 7 min read

Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.

Disclaimer: the content presented in this article are for informational purposes only, and is not, and must not be considered tax, investment, legal, accounting or financial planning advice, nor a recommendation as to a specific course of action. Investors should consult all available information, including fund prospectuses, and consult with appropriate tax, investment, accounting, legal, and accounting professionals, as appropriate, before making any investment or utilizing any financial planning strategy.

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