Featured Articles

Healthcare / Health Savings Accounts
Lively Conversations: The OBBB and HSAs
Team Lively · July 24, 2025 · 4 min read
In the first episode of Lively Conversations, we break down what the One Big Beautiful Bill (OBBB) means for HSAs. Hear how the changes came together, what’s now possible, and how individuals and organizations can take advantage of the new flexibility.

Health Savings Accounts / Benefits / Healthcare
How Universal File Transfers Can Simplify Benefits Migration
Lauren Hargrave · July 22, 2025 · 7 min read
Transferring employee benefits like Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs) to a new provider can be complex and time-consuming. Lively’s Universal File feature streamlines the process by handling data mapping, reducing back-and-forth with providers, and improving security. With fewer manual tasks and faster implementation, HR teams can focus on supporting employees instead of managing complicated transitions.

Health Savings Accounts
Lively’s Claim Sync Makes HSA Reimbursements Effortless
Lauren Hargrave · July 22, 2025 · 6 min read
Lively’s Claim Sync simplifies HSA reimbursements by integrating insurance claims, pre-filling forms, and tracking expenses in one dashboard. It reduces errors, speeds up reimbursements, and helps employees maximize their HSA benefits while easing HR workload.

Healthcare
ACA Health Insurance Premiums Are Rising: What You Need to Know
Team Lively · July 21, 2025 · 7 min read
ACA premiums are projected to rise sharply in 2026 as enhanced federal subsidies expire at the end of 2025. Learn what this means for your health coverage, who’s most affected, and how to plan ahead during the upcoming open enrollment period.

Financial Health / Healthcare / Benefits
The Value of a Stacked Benefits Card
Lauren Hargrave · July 21, 2025 · 6 min read
Stacked benefits cards simplify access to accounts like HSAs, LPFSAs, and LSAs by combining them on a single card. This reduces confusion, improves benefit usage, and streamlines administration for both employees and employers.

Benefits
HSA Eligibility Requirements: Who Can Contribute in 2025 and 2026
Lauren Hargrave · July 8, 2025 · 5 min read
Want to take advantage of the short-term, long-term, and retirement savings opportunities offered by a Health Savings Account? First, you need to ensure you’re eligible to open an account. Discover the HSA eligibility requirements. Including who can open an account, how much you can contribute, what are HSA-eligible expenses, and more.

Benefits
2025 and 2026 HSA Maximum Contribution Limits
Lively · June 20, 2025 · 3 min read
On May 1, 2025, the IRS announced the HSA contribution limits for 2026: $4,400 for individual coverage and $8,750 for family coverage. That’s a $100–$200 increase from the 2025 limits, which are $4,300 and $8,550 respectively. If you’re 55 or older, you can still contribute an extra $1,000.

Benefits
What is the Difference Between a Flexible Spending Account and a Health Savings Account?
Lauren Hargrave · February 9, 2024 · 12 min read
A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Health Savings Accounts
Ways Health Savings Account Matching Benefits Employers
Lauren Hargrave · October 13, 2023 · 7 min read
Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.
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