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Benefits

open enrollment process

Benefits

How to Improve Open Enrollment for Employee Benefits at Your Company

With these five tips, as well as our open enrollment survival guide, you can help ensure your team is better organized, employees are better educated and you leverage available resources so you don’t have to reinvent the wheel.

hsa-eligibility-requirements

Benefits

HSA Eligibility Requirements: Who Can Contribute 2026

Want to take advantage of the short-term, long-term, and retirement savings opportunities offered by a Health Savings Account? First, you need to ensure you’re eligible to open an account. Discover the HSA eligibility requirements. Including who can open an account, how much you can contribute, what are HSA-eligible expenses, and more.

guide-to-hsa-withdrawals

Benefits

Understanding HSA Withdrawals: How and When You Can Use Your Funds

Learn how and when to withdraw HSA funds, what qualifies as a tax-free expense, how to avoid penalties, and what changes after age 65. Includes tips on investment withdrawals, IRS rules, and smart ways to manage your account.

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Benefits

How Benefits Brokers Can Help Clients Plan for the Year Ahead

How brokers can work with their clients to analyze their benefits offerings and plan for the year ahead to drive employee benefits adoption.

2024 employee benefits pulse check promo image

News / Benefits

What HR Leaders Need from Benefits Providers in 2025

Lively’s third annual Employee Benefits Pulse Check report includes data and insight from HR leaders about the benefits and features that are most important to them.

Brokers open enrollment checklist

Benefits

How Brokers Can Prepare for Open Enrollment

Prepare for a smoother open enrollment season with essential steps for brokers and HR teams. Learn how to streamline processes, stay informed on industry changes, and strengthen client relationships for long-term success.

piggy bank on pink background

Benefits

2026 Maximum HSA Contribution Limits

Lively · February 1, 2025 · 3 min read

For 2026, the HSA contribution limits are $4,400 for individual coverage and $8,750 for family coverage. These limits increased from 2025, when the caps were $4,300 and $8,550. If you’re age 55 or older, you can still contribute an additional $1,000 as a catch-up contribution.

comparing hsa versus fsa

Benefits

What is the Difference Between a Flexible Spending Account and a Health Savings Account?

Lauren Hargrave · February 9, 2024 · 12 min read

A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Benefits of HSA employer matching

Health Savings Accounts

Ways Health Savings Account Matching Benefits Employers

Lauren Hargrave · October 13, 2023 · 7 min read

Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.

Disclaimer: the content presented in this article are for informational purposes only, and is not, and must not be considered tax, investment, legal, accounting or financial planning advice, nor a recommendation as to a specific course of action. Investors should consult all available information, including fund prospectuses, and consult with appropriate tax, investment, accounting, legal, and accounting professionals, as appropriate, before making any investment or utilizing any financial planning strategy.

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