The Lively Blog

A successful open enrollment season is all about preparation, communication and follow-up. There are many ways to slice and dice the open enrollment process, and we’ve chosen to break it down into three phases: Prep, process, and post-open enrollment

If you contribute more than the IRS limit to your HSA, it’s important to fix it quickly. Learn how to withdraw excess funds, avoid the 6% excise tax, and prevent future mistakes by monitoring your contributions and staying within annual limits.

Finding the right health insurance plan for you can feel daunting. One of the questions you may be considering is whether you should get an HSA or PPO. The good news is that you might not have to choose at all. Here’s what you need to know about both and how you can utilize them to maximize your health savings.

Ready to get a handle on healthcare costs and start building your safety net? It all starts with your HSA deposits. Set up recurring contributions through your employer’s payroll or directly from your bank account. If you can contribute through payroll, your funds come out pre-tax and you get additional payroll tax savings (remember, contributions…

The 2027 HSA and HDHP figures are set, and the one that affects plan design is the minimum deductible. This post covers what changed, why a plan at this year's minimum stops qualifying in January, and what to update before open enrollment closes.

Five things a broker can check before recommending an HSA provider, from whether the account moves with the carrier to who actually picks up when a client issue stalls. Each one is visible in the sales cycle if you ask, and each one costs something if you don't.