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Benefits

Employer HSA Contributions

Lively · October 1, 2026 · 5 min read

HSA contributions create a clear path to dedicated health savings for any qualified out-of-pocket medical expenses. Employer payroll deductions ensure employees are saving pre-tax dollars. These pre-tax contributions help employees reduce real cost increases to healthcare costs.

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Benefits

HSA provider red flags for benefits brokers

Lively Team · September 24, 2026 · 4 min read

Five things a broker can check before recommending an HSA provider, from whether the account moves with the carrier to who actually picks up when a client issue stalls. Each one is visible in the sales cycle if you ask, and each one costs something if you don't.

Small Employer Start Guide

Financial Health

Small Employer HSA and ICHRA Start Guide: Benefits, Contributions, and Compliance

Lively · September 23, 2026 · 11 min read

Small business owners are always looking for ways to maximize benefits while minimizing cost for both themselves and their employees. What you might not know is that your company legal structure, and ownership stake, might impact your HSA contributions.

integrity and innovation

Health Savings Accounts

What to Look for in an HSA Provider

Lively Team · September 17, 2026 · 5 min read

You want an HSA provider that has a reliable, easy-to-use product. If not, your internal benefits team will likely be flooded with employee questions and concerns, which can eat into their time and focus. Here's what to look for in an HSA provider to get the most out of your benefits.

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Benefits

What Can You Buy With Your HSA?

Lively · September 10, 2026 · 7 min read

The eligible HSA expense list reaches well past the doctor's office. This post walks through the everyday purchases that qualify but rarely get run through the account, and what it costs to keep paying for them out of pocket instead.

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Healthcare / Health Savings Accounts

The Core HSA Rules Behind Frequent Employee Questions

Lively Team · September 3, 2026 · 5 min read

The HSA rules that trip up employees most, from contribution limits to Medicare eligibility, explained clearly so they know where they stand.

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Benefits

2026 Maximum HSA Contribution Limits

Lively · February 1, 2025 · 2 min read

For 2026, the HSA contribution limits are $4,400 for individual coverage and $8,750 for family coverage. These limits increased from 2025, when the caps were $4,300 and $8,550. If you’re age 55 or older, you can still contribute an additional $1,000 as a catch-up contribution.

comparing hsa versus fsa

Benefits

What is the Difference Between a Flexible Spending Account and a Health Savings Account?

Lauren Hargrave · February 9, 2024 · 12 min read

A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Benefits of HSA employer matching

Health Savings Accounts

Ways Health Savings Account Matching Benefits Employers

Lauren Hargrave · October 13, 2023 · 7 min read

Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.

Disclaimer: the content presented in this article are for informational purposes only, and is not, and must not be considered tax, investment, legal, accounting or financial planning advice, nor a recommendation as to a specific course of action. Investors should consult all available information, including fund prospectuses, and consult with appropriate tax, investment, accounting, legal, and accounting professionals, as appropriate, before making any investment or utilizing any financial planning strategy.

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