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Small Business HSA
Lively · April 25, 2018 · 2 min read

Few benefits in healthcare are one size fits all. HSAs are no different. Finding an HSA, that works with your existing healthcare benefits (and payroll systems) will save you time and money today. Finding an HSA that scales as your business grows, will ensure you don’t have to waste time next year!
How Can Small Businesses Afford Health Insurance?
HSAs are one important part of your employee healthcare package. An HSA provides tax-free savings for health expenses for today and years to come, but an HSA is not your health insurance.
Finding low-cost health insurance that offers the coverage of traditional health plans but at a lower cost is hard. It’s likely why many businesses now offer high deductible health plans. They have the coverage employees expect, but they do have higher out-of-pocket costs. When HDHPs are coupled with an HSA, not only do they offer the coverage that employees expect, but a one-of-a-kind way to save health dedicated money for long-term costs.
The Small Business HSA
Features are great, but before we get there. We need to get down to brass tax. Hidden and unknown costs can sink a small business. No matter how small it is, hidden costs won’t be tolerated. No surprises. No hidden fees. That is a small business HSA requirement.
An affordable HSA might be the only type of HSA a small business should consider. SMBs need to offer benefits but save money.
SMB Healthcare Solutions
Every small business wants to grow, so the more employees you add, the more time your healthcare needs can require. Scalable benefits that work with your existing payroll and make paperwork obsolete will save you time. If you can find affordable and scalable healthcare benefits today, you will save time and money as you grow.
If you need more help with health account decisions, check out our blog. We will make you a healthcare benefits expert in no time, without any extra work or effort on your end.

Benefits
2025 and 2026 Maximum HSA Contribution Limits
Lively · June 20, 2025 · 3 min read
On May 1, 2025, the IRS announced the HSA contribution limits for 2026: $4,400 for individual coverage and $8,750 for family coverage. That’s a $100–$200 increase from the 2025 limits, which are $4,300 and $8,550 respectively. If you’re 55 or older, you can still contribute an extra $1,000.

Benefits
What is the Difference Between a Flexible Spending Account and a Health Savings Account?
Lauren Hargrave · February 9, 2024 · 12 min read
A Health Savings Account (HSA) and Healthcare Flexible Spending Account (FSA) provide up to 30% savings on out-of-pocket healthcare expenses. That’s good news. Except you can’t contribute to an HSA and Healthcare FSA at the same time. So what if your employer offers both benefits? How do you choose which account type is best for you? Let’s explore the advantages of each to help you decide which wins in HSA vs FSA.

Health Savings Accounts
Ways Health Savings Account Matching Benefits Employers
Lauren Hargrave · October 13, 2023 · 7 min read
Employers need employees to adopt and engage with their benefits and one way to encourage employees to adopt and contribute to (i.e. engage with) an HSA, is for employers to match employees’ contributions.
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